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Commercial Lending

No matter your business needs, big or small, we’ll help you create a tailored, competitively priced solution that makes sense for your plans now and into the future.


Your commercial lending options

Commercial Mortgage

Our competitive rates, flexible terms and in-depth knowledge of the local economic and business environment ensure we can help you tailor a mortgage to any need (buying, building or developing) and any property (commercial, multi-use or industrial).

Commercial Loan

All businesses encounter times when they need money for a specific purchase, improvement project, working capital or an expansion. If your financing needs are well defined and you prefer a predictable repayment plan, one of our term loans may be the right choice for you.


Why choose NDCU for your lending?

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Fast, local approvals

Forget waiting around. Our lending decisions are made locally so approvals are done faster.

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Industry-leading partners

Access services that strengthen your financial wellbeing and your business borrowing via our credit union-owned partners.

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Flexible options

Get a fixed or open-variable rate mortgage with flexible repayment options: monthly, semi-monthly, bi-weekly, or weekly.

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Tailored term lengths

Benefit from customizable terms as short as 6 months and as long as 5 years, with up to 25 years amortization.

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Prepayment available

Prepay, at any time, up to 20% of your original mortgage balance per year.

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Readvanceable for future needs

Re-borrow funds you’ve paid down to reach future goals, without paying extra legal fees.

Have questions or need help choosing the right borrowing option for your business?

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Lending calculators

Not sure how much you can afford to borrow for your business? Planning out some simplified scenarios can help. Then chat with one of our experts for more in-depth, personalized support.
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Take advantage of mortgage protection

Emergencies happen. Mortgage protection can include life, disability, critical illness, and loss of employment insurance to ensure life’s curve balls don’t impact your ability to make your mortgage payments.

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Find the right credit card for your business

Whether you’re looking for premium rewards, cash back or a low interest rate, we have a credit card to suit your business needs.