Ways to Transfer Money
Send money wherever you want it to go with our range of secure transfer services.
Send money wherever you want it to go with our range of secure transfer services.
Send, receive and request money from one Canadian bank account to another, using our mobile app or online banking service.
Personal Banking Interac e-Transfer
Daily limit per transaction:
Daily limit cumulative:
7-day rolling:
30-day rolling:
Member Direct Small Business (MDSB) Banking Interac e-Transfer
Daily limit per transaction:
Daily limit cumulative:
7-day rolling:
30-day rolling:
There are no minimum limits on the dollar amount you wish to send.
How to send an Interac e-Transfer
Please Note: If you cancel the transaction or the funds are not retrieved by the recipient, the $1.00 is non-refundable.
How to receive an Interac e-Transfer
Service fees for Interac e-Transfer
At NDCU, there is no fee to receive money via Interac e-Transfer. Several of our account packages have e-transfers bundled into the monthly transactions. To send, a service fee of $1.00 per transaction applies. The fee is charged at the time of the transaction and is non-refundable.
Your mobile carrier may charge you for using your mobile device to access the mobile services provided by NDCU.
SEE OUR INTERAC E-TRANSFER FAQ
® INTERAC e-Transfer is a registered trade-mark of Interac Inc. Used under license.
Send and receive funds electronically from accepting financial institutions in Canada, the US and abroad with our wire transfer service.
To send a wire transfer to an accepting financial institution in Canada, the US or overseas, you must complete and sign a wire-transfer request form available from any of our community branches.
Alternatively, you can log in to online banking and send the request via the secure Contact Us form.
You will need to have the following information ready:
Please contact your branch for required sending information for specific countries.
Fees
These vary depending on the value, currency and the destination country. Non-conforming money transfers will be returned, minus fees.
Timing
Receiving a wire transfer
The individual or business sending the wire to an NDCU member initially transfers the funds to a central financial institution:
To receive a wire transfer to your account, you’ll need to provide detailed routing instructions, together with your full name, complete civic address (NO P.O. Box) and account information, to the individual or business sending the wire. Please contact your community branch for details on receiving a wire transfer.
Please note: The wire transfer will not be accepted if the beneficiary name (account holder), complete civic address* and account information are not specified. *Address that includes a P.O Box will not be accepted.
For your security
Many money-wiring scams are initiated through email or by telephone. You may get requests to wire money in order to obtain a prize, participate in a foreign lottery or business opportunity, or to get a credit card or loan. Never respond to such offers.
Streamline the processing and settlement of your pre-authorized transactions, like payroll and donations, thanks to our AFT service.
You also have access to a number of reports you can use to review transactions, including:
Technical Requirements
Your computer system must meet or exceed the following minimum standards:
Fees
Transfer money anytime, anywhere around the globe with our international transfer service.
Whether in-person or using technology, we have a variety of tools to help you manage your money – anytime, anywhere.
Be it building credit or racking up travel rewards, we’re proud to offer a suite of credit cards designed to support your goals.