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Credit Cards

From travel rewards to no fees, we have a suite of personal and business credit cards designed to keep your spending smart. 


Already have a credit card with us?

Manage it with ease online or via your mobile device with CardWise.
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Ready to redeem your points?

Reward yourself with travel, merchandise and more.
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Business credit cards

Infinite Business

Earn exclusive privileges for your business.

Low Rate Business

Keep costs down with a practical, low-rate card.

No Fee Cash Back

Earn cash back for your business purchases.


Personal credit cards

Cash Back Infinite

Maximum Rewards, Travel Insurances, Services and Features


Reward yourself with exclusive privileges and service.

Centra Gold

Collect premium rewards without the high rates and fees.


Keep everything easy with no annual fee and a low interest rate.

US Dollar

Carry a credit card that’s as rewarding as your US travel.

Cash Back

Earn cash rewards for making your everyday purchases.

Have questions or need help choosing the right credit card for you?

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Enjoy all the benefits of an NDCU Visa credit card

Tap to pay

Breeze through checkout with Visa payWave®. Simply wave your card in front of the secure reader. No need to swipe or sign.

Zero liability

Shop with complete confidence – online or in stores. You’re only responsible for purchases you authorize on your Visa account.

24/7 support

Enjoy the peace of mind that you’ll be able to access emergency assistance virtually, anytime and anywhere.

Advanced security

Enjoy extra layers of protection on your account with Visa’s 3D Secure and Address Verification Services.

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Lost or stolen
credit card?
Call Cardholder Support anytime, 24/7 for help.
The CardWise app for your mobile device features controls at your fingertips.

Within North America: 1.855.341.4643
Outside North America: 1.647.252.9564 (collect)
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Stay informed with prescribed fraud prevention tools

For members already carrying a Collabria Visa, the CardWise digital account management program is a complimentary simple-to-use solution that enables cardholders to monitor, control, and protect their credit card activity at home or with the mobile app.

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Credit card FAQ

Have a question about our credit cards? From activating your card to claiming rewards, find the answers you need in our FAQ.