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Warranties and Limitations of Liability

Information and documents provided on this Website are provided “as is” without any warranty. NDCU (Nelson & District Credit Union) uses reasonable efforts to include accurate and up-to-date information on this Website; it does not, however, warrant its accuracy, adequacy, timeliness or completeness. Rates, fees, terms, conditions and other information is subject to change at any time without notice to users, and the posted rates and fees on the site may not immediately reflect such changes. Your use of this Website is at your own risk. NDCU (Nelson & District Credit Union), its suppliers, and the other parties involved in creating and delivering this Website’s contents are not liable for any damages, losses or expenses of any kind arising from or in connection with this Website or its use or any persons inability to use the site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, loss of data or otherwise. No endorsement of any third-party products, services or information is made or implied by any information, material or content referenced or included on, or linked from or to this Website.

Direct Services Agreement

If you access and use this Website, including online banking services, you accept and agree to be bound by the Direct Services Agreement. It outlines the terms and conditions governing the Depositor's use of Direct Services.


Terms and Conditions

These terms and conditions govern the Depositor’s use of the Account. The Financial Institution does not offer the Account other than in accordance with these terms and conditions. By requesting and using the Account, the Depositor acknowledges their acceptance of these terms and conditions.

Personal Contract (Member and Account)
Personal Contract (Account)
Business Contract (Sole Proprietorship, Partnership, or Corporation)

The Market Conduct Code

Credit unions are unique institutions. Operating in Canada for over 100 years, credit unions are financial cooperatives that are governed and financed differently than banks. At credit unions, members are shareholders. Being a member means sharing in the credit union’s success.

Our primary motivation is providing quality products and services to our members. We are committed to ensuring that our members are completely satisfied with the level of services they receive.

This is our Market Conduct Code

Consumers and Debit Cards - Canadian Code of Practice for Consumer Debit Card Services

This voluntary code of practice has been developed through consultation with the Electronic Funds Transfer Working Group – which is made up of representatives from consumer organizations, financial institutions, retailers, and federal and provincial governments.

Canadian Code of Practice for Consumer Debit Card Services


Copyright and Trademarks

® ACCULINK, MEMBERDIRECT, HEADSTART, and THE MAXIMIZER are registered trademarks owned by the Canadian Credit Union Association, used under license.

® MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by the Canadian Credit Union Association, used under license.

© 2013 Nelson & District Credit Union. All rights reserved.