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    4.04% 5-year closed fixed-rate mortgage**, plus a premium cooler, and more


    Flexible repayments

    20% and double-up pre-payment options.

    Free chequing account

    Your everyday banking is on us.

    Some help with fees

    Up to $1,200 in closing fees and $100 insurance voucher.

    What else is included in in your Kootenay Welcomes NDCU mortgage?

    You can't beat local market knowledge when it comes to buying a home. Here’s what else you get with our Kootenay Welcome mortgage offer:

    Additional local goodness

    As well as the cooler, get over $50 of local goodness from community members at your mortgage closing appointment.

    Homeownership is a journey

    We are here for you all along the way to help you achieve your long-term goals.

    Add a loan or line of credit

    Easily add a line of credit or NDCU loan under the mortgage security.

    Fast, local approvals

    We finance mortgages the suits on Bay St might not. Decisions are made around the corner, not across the country.

     
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    Apply now for our 4.04% 5-year closed fixed-rate mortgage**, plus a welcome gift of a premium soft cooler, over $50 of local goodies and more.


    TERMS AND CONDITIONS

    * Special Offer Terms & Conditions
    5 year closed fixed-rate mortgage and 25 year amortization
    Mortgages of $175,000 or greater
    **Rate & offer subject to change without notice
    On Approved Credit (OAC). Standard mortgage requirements apply (requirements can vary based on the uniqueness of the Kootenay homes that we finance)