Becoming a Member

What you need to open a NDCU membership

The health and safety of our members, employees and communities are of utmost importance to us and are a key factor behind our decision-making as we proactively take precautions against the spread of COVID-19. As a result, we are dealing with all new membership openings on a case-by-case basis and making the process as virtual as possible. 

We appreciate your patienece when enquiring about new membership openings as the process is currently experiencing delays. All enquiries will be contacted by a member of our team, but please recognize it will take a longer than usual. Thank you for your understanding.


To open an account with Nelson & District Credit Union, you must purchase a $25 member share, or a $5 youth share for those under 19 years of age. This share is redeemable if you were to close your account.

We are required to verify your identity, so you need to come into a branch to open a new account. Here’s what you need to bring: your social insurance number, two valid pieces of identification, one of which must be valid photo ID. You must present the original ID, not a photocopy. Expired identification is not accepted.

At least 1 piece of photo ID, with signature, must be from the following group:

  • valid Canadian passport
  • BC or other province driver’s licence (not interim)
  • BC Services card, with picture
  • passport from other country
  • Government of Canada issued ID:
    • Canadian Forces ID card
    • Permanent Resident card

At least 1 piece of ID, with signature, must be from the following group:

  • Canadian birth certificate
  • credit card (not expired)
  • BC ID card issued by Insurance Corporation of BC (ICBC)
  • provincial health insurance card (BC CareCard)
  • Government of Canada issued ID:
    • Certificate of Indian Status card
    • Certificate of Canadian Citizenship
    • NEXUS card

ID for youth

  • Age 0-12: birth certificate and medical card (if available), as well as identification of the parent or legal guardian.
  • Age 12-18: birth certificate or passport and acceptable secondary ID (bus pass, student ID, health card, BCID, etc.)

Additional Requirements

New memberships require address verification; please provide a recent pay stub or utility bill with current address.

Credit checks are required for all new members and all new members must declare their Country of Tax Residency and Tax Identification Number to qualify for a membership.

If you would like to become a member, please get in touch with us.

Please call us at 1.877.352.7207 or Contact Us if you have any questions about “Becoming a Member”.

B.C. Credit Unions offer unlimited deposit insurance through the Credit Union Deposit Insurance Corporation of British Columbia

Deposits with B.C.’s Credit Unions are 100% protected. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

More than one million British Columbians enjoy the solid security and peace of mind that comes from saving at their credit union. The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, protects all British Columbia credit union depositors. Security, dependability, and trust—that’s the unbeatable combination you will find at Nelson & District Credit Union.

More info on Credit Union Deposit Insurance Corporation of British Columbia.