Nelson & District Credit Union MasterCard Credit Card

NDCU offers a complete suite of MasterCard products to meet your unique needs that can be applied for in your branch. Every MasterCard in our offering provides universal core features that include

  • global acceptance
  • world’s largest ATM network 
  • 24-hour lost/stolen card assistance
    • within Canada and continental USA 1.800.567.8111
    • outside Canada and continental USA 1.306.566.1276 (collect)
  • emergency cards and emergency cash
  • Competitive rates

Ask at your branch for our Nelson & District Credit Union MasterCard® credit card application brochure, which outlines the specifics of each card.

You can check out the CUETS Website to learn about the many and varied value-added features that are unique to each card type, from card registry to travel medical insurance and more.

Earn 2% cashback‡ for every dollar spent on eligible purchases with a CHOICE REWARDS® World Elite® Mastercard® credit card††††

Redeem your points‡ for great rewards including travel, brand-name merchandise, or 2% cashback Cash Rewards! 

• Get up to 5,000 welcome bonus points†† upon approval
• Earn rewards faster, receive 2 points‡ per every $1 spent on eligible purchases
• Elite level of benefits** including MasterTrip®, MasterRental®, MasterPurchase®, price protection, concierge service and travel medical insurance

3.99% introductory promotional annual interest rate (“AIR”)† on balance transfers for 10 months* Take advantage of our promotional rate to consolidate and pay down other high interest balances.

Apply now for a CHOICE REWARDS® World Elite® Mastercard® credit card and get up to $50 in Cash Rewards upon approval. Conditions Apply.

For more information, contact us.

‡ These are the highlights of the credit card rewards program (the “Program”) associated with this credit card account. Points will be awarded on eligible transactions charged to your account as set out in the Program terms and conditions. Complete terms and conditions describing Program eligibility, accrual and redemption of points, and other important conditions, limitations and restrictions will be sent after your account is opened. Please read the terms and conditions carefully upon receipt.
†† To qualify for this offer, a member must apply and be approved for the specific credit card account described in the offer. Please allow 8 – 10 weeks from the date the new account is opened for the bonus points to be posted to your points account. Limit one-time bonus (no cash value) per new account. This promotion is offered by CUETS Financial and may be amended or cancelled at any time without notice.
†††† To be eligible for a World Elite Account, your personal annual income must be greater than $70,000, or your household annual income must be $120,000 or greater and you must meet the criteria set out in this offer.
† Promotional AIR offers remain subject to: (i) your CUETS Financial credit card account being in good standing during the promotional period, and (ii) your financial status not having changed since the date we initially determined that your account was eligible for a promotional AIR.
The promotional AIR will increase at the end of the promotional AIR period or if you are late making any minimum payment, and any remaining balances will become subject to the applicable standard AIR.
* Balance transfers and access cheques must be repaid and otherwise dealt with according to the terms of your Account Agreement and are subject to credit availability. Balance transfers and access cheques cannot be used for repayment of any account established or maintained by CUETS Financial or its affiliates. A transaction fee may apply. See your Account Agreement for full details.

CUETS Financial is a division of The Toronto-Dominion Bank. All trade-marks are the property of their respective owners. ® CHOICE REWARDS is a registered trade-mark of The Toronto-Dominion Bank. CUETS is a trade-mark of Canadian Credit Union Association, used under license.


Your Nelson & District Credit Union MasterCard® can come with CHOICE REWARDS.

Can there ever be too many rewards? We didn't think so. That is why the CHOICE REWARDS program is packed with more reward choices than ever before. Add value and turn qualifying everyday expenses into worldwide travel, brand name merchandise, charity donations and more‡.

‡See Rewards Program Terms & Conditions on CHOICE REWARDS website.

SecureCode Service

MasterCard SecureCode is a service offered free of charge by MasterCard Worldwide that cardholders can use to increase the security of Internet transactions. Enhanced security is accomplished by adding a password to their Nelson & District Credit Union Choice Rewards and Global Payment MasterCard card number.

To activate the service, the cardholder follows the instructions on the SecureCode website After successful activation, the cardholder will be asked to provide their card number and password when purchasing items from Internet merchants subscribing to the SecureCode service.

The SecureCode service provides a number of benefits to the cardholder, the merchant and the card issuer, including:

• The reduction of fraudulent Internet credit card purchases.
• Alleviating cardholder concerns that their card number will be used fraudulently.
• A reduction in the number of fraudulent purchases that must be paid for by the merchant.
• Providing the issuer with a competitive advantage and a reduction of liability for fraudulent Internet activity.

Cardholders who require assistance registering for the SecureCode service can call 1-800-561-7849.