Board of Directors

Nelson & District Credit Union is governed by a nine-person board of directors that represents all members. As a board, they provide direction on long-range objectives, determine policy and monitor progress of the Credit Union. They hire and guide the chief executive officer and help establish and evaluate strategic objectives.

The role of a director with a BC credit union, in today's environment, has become more demanding and complex. Stakeholders (including members and regulators) expect and demand more from directors.

Your board is accountable to the members while acting in the best interests of the Credit Union. Directors are elected for a three-year term.

As a member, you own, operate and control your Credit Union through your board of directors. Members elect their board of directors annually, and each member has one vote regardless of the number of shares owned. The board then elects officers from its own membership and appoints each member to various committees.

Board of director duties include establishing corporate objectives, approving corporate strategies and plans, allocating resources through the budget process, approving financial statements and major financial decisions, appointing and evaluating the CEO, and reviewing the operations.

Each director, listed below, receives an annual honorarium based on a resolution approved by the Credit Union membership.


MICHAEL BANCROFT

Nelson Director

Start Date: 2013

Term Expires: 2019

Since January 2003, after 25 years as an employee with the BC Government, Michael Bancroft pursued a career change and became self employed and owner of Right Way Acquisition Services Ltd.  Michael provides specialized contract property agent research and negotiation services to various public and private agencies to facilitate acquisition of linear portions of land for highways and power line corridors. 

Michael obtained from the University of British Columbia in 1984 a diploma in Urban Land Economics specializing in the property appraisal option, and in the following year completed an extension further specializing in Real Estate Management.  Subsequently in 1986 he became a member of the Real Estate Institute of BC and was provided with the “RIBC” professional designation.

A former part-time member with the BC Property Assessment Appeal Board, Michael is currently a member of the BC Property Assessment Review Panel covering the Nelson, Kaslo and Nakusp areas.

In past years Michael has volunteered as a streetcar motorman and a board director for the Nelson Electric Tramway Society, as well as being a leader with the 3rd Nelson Cubs & Beavers.  Michael also volunteered with the group “Taking Action for Special Kids” and he firmly believes in the tag line “Don’t dis their abilities”.

Michael first became a credit union member in his youth with the BC Teachers Credit Union in Victoria.  When he moved to Nelson in 1989, he immediately became a member with NDCU.  Michael has previously served as a director April 2001 to April 2007.  Michael has been Chair of the Nominations Committee, and a member of the Audit, Future Directions and Investment & Lending Committees.

Education:

Credit Union Director Achievement Program (CUDA):

Level  A  completed
Level  B  completed
Level  C  completed


LAUREEN BARKER, ACCUD

At Large Director - First Vice-Chair

Start Date: 2010

Term Expires: 2019

Laureen was first elected to the NDCU board in 2010 and again in 2013; She is an at-large Director; representing members in all areas.  This year Laureen is the Governance Committee Chair, an Audit Committee member, a Conduct Review Committee member and an Executive Committee member after appointment to the position of second vice chair.  A new experience this year, Laureen sits on the Kootenay Insurance Board as a representative of Nelson and District Credit Union.

A longtime supporter of the Co-op model, Laureen has been an active Member of Co-op Boards for the past 30 years. She currently sits on the Upper Columbia Co-op Council.

Laureen speaks out.  It is important that people are treated fairly; she draws from her experience in advocacy where she has worked as a Job Steward and a WorkSafe BC Advocate, preparing appeals and investigating complaints.

Her working life; from a drafter and planner for BC Hydro, Laureen retrained as a Long-Term care aide and Scheduler for IHA.  She has been right-sized, down-sized and reorganized before landing in Nelson on Baker Street.   Currently she owns and operates, Gaia Rising Metaphysical, with her husband Vern Barker.

Laureen is committed to life-long learning. During her first term she completed the Accredited Canadian Credit Union Director (ACCUD) training.  She is proudly one of only 17 Credit Union directors in BC with this designation.

“Being a Director for NDCU is a rewarding responsibility.”

Education:

Credit Union Director Achievement Program (CUDA):

Level A  completed
Level B  completed
Level C  completed
Accredited Canadian Credit Union Director (ACCUD)


JOHN EDWARDS

East Shore Director

Start Date: 1997

Term Expires: 2018

John has been a Credit Union member since 1972 and a Kootenay resident since 1977, he has served for 18 years on NDCU's board as East Shore Director, the past two as Board Chair.

Educated at B.C.I.T. (Forestry) and Kwantlen Polytechnic University (Journalism), John has worked extensively throughout B.C. as a forestry technician, as well as the owner, publisher and editor of the Kootenay Lake Review newspaper. In 1985, John and his partner, Joan Huiberts, purchased and restored the 1912 Wedgwood Manor Estate and transformed it into an award-winning country inn, which they operated for 18 years. They currently have a vacation/residential rental business at the Wedgwood manor property in Crawford Bay.

John is proud of his involvement in the East Shore community. He has served on the Hall & Parks Association Board since 1995 – as Chair and President since 1998. He was an editor of the Eastshore Mainstreet community newspaper for 10 years, and a founding member of the Starbelly Jam Music Festival. He co-founded East Shore United Soccer Club and has played on the team for 30 years, most of them as captain and manager.

“I'm tremendously proud of being part of the NDCU Board that initiated our Community Investment Program. We've given over three million dollars in grants to non-profit groups, which I feel are the back-bones of the communities we live in and love.”

“Standing with that in importance are the great jobs we're able to provide right here, and the superior service we provide for our members.”

Education:

Credit Union Director Achievement Program (CUDA):

Level A  completed
Level B  completed
Level C  completed


KARINA FARR

Rossland Director

Start Date: 2015

Term Expires: 2021

Karina joined the NDCU board in 2015 as the representative for the Rossland area. In her first year on the board, she is the Nominations Committee Chair, and a member of the Governance Committee and Investment & Lending Committee. She is also the NDCU representative to the Peer Group credit unions.

Over the past 10 years, Karina has worked for co-ops and credit unions in BC, Alberta and Manitoba, managing Corporate Social Responsibility and Sustainability programs.

She has a BA in Writing and Environmental Studies from the University of Victoria, and an MBA from the University of Alberta.

Currently, Karina is a part-time consultant while raising a young family. She and her husband Kamren have lived in Rossland for two years.

Education:

Credit Union Director Achievement Program (CUDA):

Level A completed
Level B 2\4 modules completed


PAULA KISS


Nelson Director

Start Date: 2018

Term Expires: 2021

Paula grew up in a multicultural and multigenerational farming family in Northern Saskatchewan and she has a deep appreciation for the cooperative movement. Her father managed their local Credit Union, her mother sold insurance for the Cooperators, and their grain was delivered to one of the last remaining Coop Wheat Pools in the province. Paula left home to complete a degree in Civil Engineering in Saskatoon and then pursued a variety of work across Canada and internationally before settling in Nelson in 2007.

She opened a Green Building business here and became very involved in the community, working on many local projects and volunteer boards.

Paula values social, environmental and economic sustainability and she enjoys advocating for more progressive decisions and action that support health and equity.

Paula’s prior business experience, her project management work & education, and a previous term on City Council will help her to be a strong Director from the Nelson area. Paula looks forward to having a chance to represent the membership, and maintain her community involvement, by working with the Board of the Nelson and District Credit Union.

Education:


JOHN ERIC KORTRAM

Nelson Director - Second Vice-Chair

Start Date: 2017

Term Expires: 2020

John built his career in the Netherlands, holding various Executive Director positions with international corporations. He gained in-depth experience in Strategic Leadership, Change Management, Business Development, and Lean Operation and Staffing. After leaving the corporate world, he worked as an Executive Recruiter and an independent Business Consultant.

John studied at the University of Agriculture and Science in the Netherlands, where he earned his Bachelor’s Degree in Economics. He graduated with a Master’s in Business Management at the Faculty of Business.

In 2011, John immigrated to Canada and settled in Nelson. “As business owner in a smaller community and with my background I soon felt I could contribute to our community. The opportunity presented itself in 2014 when the Credit Union was seeking directors, and I was fortunate to receive the trust and vote of the membership. This was a great match. I strongly believe in community support and achieving objectives locally.”

In the Netherlands, John earned a certificate for Supervisor of Corporate Governance. He sat on the advisory board of a startup company in talent development, served as Treasurer on the board of the Dutch Association for Business Travel Agents and was a member of Council for a regional high school foundation. As director on the board of NDCU, John contributed to various committees. He sat on the Governance Committee, the Audit Committee, the Investment and Lending Committee, the CEO Transition Committee and the Executive Committee.

“As director of a credit union, one goes though a steep learning curve. The investment in my training has greatly contributed to gather the necessary insights. I promptly finished all required training and I am committed to continuous learning as long as is needed to stay ahead of the challenges in the job. My Credit Union matters!”

Education:

Credit Union Director Achievement Program (CUDA):

Level  A  completed
Level  B  completed
Level  C  completed
Accredited Canadian Credit Union Director (ACCUD)


COLIN McCLURE, CA

Nelson Director

Start Date: 2007

Term expires: 2019

Colin McClure has been voted in as a director at NDCU since 2007. During his years as a director at NDCU he has been on the Executive Committee, I&L Committee, Conduct Review committee and has been the Chair of the Audit committee for the past 8 years.

“I feel my experience as a Director at NDCU has been a two way street. I have been able to use my financial skill set to assist the Credit Union as it stickhandles the significant regulatory and accounting challenges that have arisen over the past number of years. At the same time I have benefited by being able to learn so much about financial institutions and how they operate.”

Colin is a Chartered Accountant with over 14 years of progressive financial management experience. Currently he is the Chief Financial Officer for the City of Nelson, a position he has held for the past 4 ½ years. Colin articled with BDO Dunwoody Chartered Accountants and moved to Nelson to become the Director of Finance at School District No. 8. After 4 years at the School District Colin moved on to be the Director of Finance at Selkirk College before he joined the City.

Colin is detail oriented with strong organizational, analytical and communication skills.  His work experience coupled with his professional education have refined his knowledge in the areas of complex financial analysis and reporting, long and short-term strategic planning and budget development.

Colin and his wife Deanna moved to Nelson in 2004 with their 1 year old son Callum with their daughter Hannah joining the family in 2005. They love the natural beauty of the area and take advantage of the skiing, hiking and biking opportunities whenever possible.

Education:

Credit Union Director Achievement Program (CUDA):

Level A completed
Level B 2\4 modules completed
Level C completed


MICHAEL RAMSEY


Rossland Director

Start Date: 2018

Term expires: 2021

As a resident of the Kootenays and Rossland specifically I would be pleased to have the opportunity to serve on the Board of the Nelson and District Credit Union. Having completed a 30 year career with IBM Canada building and operating technology solutions for the capital markets, I view this an exciting opportunity to leverage my management and information technology background as NDCU evolves in a rapidly changing Financial Services sector. Financial institutions that deliver a broad range of services are particularly important in smaller communities where choices are not always plentiful, NDCU plays that roles in smaller communities like Rossland. Information technology will continue to be a key delivery mechanism in the financial sector, however we need to balance that with the services our people and facilities provide. Self service and full service. Credit Unions compete with many large organizations, economies of scale are very important going forward. The people, processes and technology required to ddeliver financial services and solutions to NDCU customers will require investments and partnerships.

As a Credit Union member during my career and as a resident of the Rossland I appreciate what NDCU has to offer and the opportunities Credit Unions have in front of them. I look forward to a rich learning experience in understanding the portfolio of products NDCU offers and the people and businesses NDCU provides those products to. I look forward to serving all NDCU members and ask for your support in serving the one year term representing the community of Rossland.

Education:


LORNE WESTNEDGE

Director at Large - Board Chair

Start Date: 2017

Term Expires: 2020

Lorne has a long history of Credit Union involvement dating back to 1971. He was employed at Nanaimo District Credit Union for 6 years, prior to his move to Nelson and the role of Assistant Manager/Loan Manager for Nelson & District Credit Union for over 15 years.

Following a career transition to real estate sales, Lorne was elected to NDCU’s board in 1994, and has served for 16 years, in stages, since then.

He currently chairs the Investment and Lending Committee and serves on the Conduct Review Committee and Governance Committee. In past years he has served on the Executive Committee and most board committees at some point. He also chairs the MoneyWorks board, a subsidiary business providing financial services through several branches, in partnership with other regional credit unions.

Lorne is an active community participant as a member & past-president of the Rotary Club of Nelson Daybreak, serves on his church Elder’s board, and also on the provincial advisory board for his church, and a member of the MS Society of Canada’s organizing committee for the West Kootenay Glacier Challenge bicycle ride and fund-raiser. He entertains at local seniors’ residences with a musical ensemble. He has served with several volunteer community groups in the past.

He has been a member of NDCU since 1977.

In his spare time, Lorne enjoys cycling and his guitar. He has been married over 40 years and he and his wife have 3 grown children and (currently) 5 grand-children. He continues to work as a Realtor® in the Nelson area.

Education:

Credit Union Director Achievement Program (CUDA):

Level A  completed
Level B  completed
Level C  completed