Board of Directors

Nelson & District Credit Union is governed by a nine-person board of directors that represents all members. As a board, they provide direction on long-range objectives, determine policy and monitor progress of the Credit Union. They hire and guide the chief executive officer and help establish and evaluate strategic objectives.

The role of a director with a BC credit union, in today's environment, has become more demanding and complex. Stakeholders (including members and regulators) expect and demand more from directors.

Your board is accountable to the members while acting in the best interests of the Credit Union. Directors are elected for a three-year term.

As a member, you own, operate and control your Credit Union through your board of directors. Members elect their board of directors annually, and each member has one vote regardless of the number of shares owned. The board then elects officers from its own membership and appoints each member to various committees.

Board of director duties include establishing corporate objectives, approving corporate strategies and plans, allocating resources through the budget process, approving financial statements and major financial decisions, appointing and evaluating the CEO, and reviewing the operations.

Each director, listed below, receives an annual honorarium based on a resolution approved by the Credit Union membership.


ANDY CHUTE


Nelson Director

Start Date: 2021

Term Expires: 2024

Andy became a member of Nelson & District Credit Union in 2001 when the Credit Union would provide lending to his new Internet business while the banks would not.

A proud Credit Union member and advocate for over 20 years, Andy has previously served on the board of NDCU from 2005 until 2017 with many years on the Credit Union’s executive committee and two-year’s as chair.

Andy works as a senior software engineer for a local retreat centre management and marketplace, Retreat Guru, where he is responsible for designing, architecting, and building complex systems for enterprise clients.

Education:

Credit Union Director Achievement Program (CUDA):

Level A completed
Level B completed
Level C completed


ZOE CREIGHTON



Nelson Director

Start Date: 2021

Term Expires: 2025

Zoë has lived in the Nelson area since 1991 and became a member of NDCU shortly after her arrival. She moved from her hometown of Montreal, via Vancouver, where she received a BA in East Asian Studies, with a focus on Japanese Language.

A committed champion of the co-op model, she currently works as the Co-op Development Lead of the BC Co-op Association, Coordinator of the Upper Columbia Co-op Council, and as a co-op development consultant supporting emerging and existing co-ops throughout the province.

Zoë has served on the boards of the BC Co-op Association, the Kootenay Country Store Co-operative, and Kootenay Co-op Radio, which she helped found in 1998, and is particularly interested in supporting boards in areas of effective governance, generative discussion, and inclusive decision-making.

Education
:

Credit Union Director Achievement Program (CUDA):

Level A  in progress 
Foundations of Governance


KARINA FARR, ACCUD

Rossland Director - First Vice-Chair

Start Date: 2015

Term Expires: 2024

Karina has been involved with and working for co-ops and Credit Unions in BC, Alberta, and Manitoba for the past 18 years. Her focus in this work has been on values-based banking and Corporate Social Responsibility strategy, policy, and implementation. Her education includes a BA in Environmental Studies and Writing from the University of Victoria, and an MBA from the University of Alberta. Karina is currently raising a young family in Rossland where she’s lived for eight years.

Education:

Credit Union Director Achievement Program (CUDA):

Level A completed
Level B completed
Level C completed
Accredited Canadian Credit Union Director (ACCUD)


JOHN KORTRAM, ACCUD

Nelson Director

Start Date: 2017

Term Expires: 2023

John is a lifetime CU member and shares the commitment to serving the best interests of our employees, members, and communities. He is guided by a strong moral compass and has well developed governance competencies based on education, experience, and beliefs.

Since his immigration in 2011, John has been a business owner in Nelson and now serves a third term on both the board of NDCU and the board of Central 1 Credit Union. John also has a seat on the board of KIS. Back in the Netherlands he served on the board of the Dutch Trade Association for Business Travel Agents and sat on the Council of a regional High School foundation.

John has a B. Econ and MSc Business Science. His professional career in international business included various senior executive positions. He believes in life-long education to stay abreast of the increasingly challenging and rapidly changing environment.

Education:

Credit Union Director Achievement Program (CUDA):

Level  A  completed
Level  B  completed
Level  C  completed
Accredited Canadian Credit Union Director (ACCUD)
CUES Certified Credit Union Director (CCD)
Certificates of Corporate Governance (Wagner Institute)
Co-operative Management (St Mary’s University)
Good Governance Matters (CCSC USask)


COLIN McCLURE, CPA

Nelson Director

Start Date: 2007

Term expires: 2025

Colin has been voted in as a Director at NDCU since 2007. During his years as a Director at NDCU he has been on the Executive Committee, I&L Committee, Conduct Review committee, Nominations Committee and has been the Chair of the Audit Committee for the past 13 years.

He is detail oriented with strong organizational, analytical and communication skills. His work experience coupled with his professional education have refined his knowledge in the areas of complex financial analysis and reporting, long and short-term strategic planning and budget development.

Colin is a Chartered Professional Accountant with over 18 years of progressive financial management experience. Currently he is the Chief Administrative and Financial Officer for the City of Trail.

Education:

Credit Union Director Achievement Program (CUDA):

Level A completed
Level B 3/4 modules completed
Level C completed


MICHAEL RAMSEY


Rossland Director - Board Chair

Start Date: 2018

Term expires: 2025

Michael has been a Credit Union member for 40 plus years. He spent his entire professional career with IBM Canada in a variety of technical and senior management roles. He retired to the Kootenays in 2004.  He serves as a member of the Rossland Heritage Commission, spent many years as a Rotarian and is a Kootenay Sports Coordinator for the BC 55 Plus Games.

Education:

Credit Union Director Achievement Program (CUDA):

Level A completed
Level B 3/4 modules completed
Level C completed


CAM STOKES



East Shore Director

Start Date: 2021

Term Expires: 2024

Cam worked as a Mining Engineer and Project Engineer at various locations in Western Canada before shifting into finance. He spent a short time as an accountant prior to opening and operating an investment company in Prince George.

Cam moved with his family to the East Shore in 2018 and became involved in several local Societies. Through this experience he quickly learned of the support and community involvement exhibited by the Nelson & District Credit Union and became a proud member.

Cam’s education includes a BSc Civil Engineering (University of Alberta) and Dip Finance (College of New Caledonia).

Education
:

Credit Union Director Achievement Program (CUDA):

Level A  Completed


LORNE WESTNEDGE

Director at Large - Second Vice-Chair

Start Date: 2017

Term Expires: 2023

Lorne’s history of credit union involvement dates back to 1971. He was employed at Nanaimo District Credit Union for 6 years, prior to his move to Nelson and the role of Assistant Manager/Loan Manager for over 15 years. At the end of 1992 he left the employ of NDCU to begin a 28-year career as a Realtor in Nelson, from which he retired at the end of 2020. Lorne was first elected to the NDCU Board in 1994 and has served for 19 years, in stages, since then. Lorne holds a Certificate in Co-Operative Management and another in Member Centric Governance & Management from St. Mary’s University. He is an active community participant, currently serving as president of the Nelson Daybreak Rotary Club and has been selected to be the Rotary District 5080 Governor in 2024-25. He is a member of his church’s Board of Elders and on the Provincial Advisory Board for his church. He has been a member of the M.S. Society of Canada’s organizing committee and a participating rider for the West Kootenay Challenge bicycle ride/fund raiser for 10 years.

Education:

Credit Union Director Achievement Program (CUDA):

Level A  completed
Level B  completed
Level C  completed