
We are pleased to announce that we successfully completed SWITCH, our banking system upgrade to Acumen of Fiserv Solutions, Canada.
Thank you to all Nelson & District Credit Union members. Your patience and understanding throughout this process made SWITCH possible.
Members will notice some delays in processing as we grow accustomed to our new next generation banking system. Please be aware that there will be an increase in demand placed on all staff as we address inquiries from members. You will experience longer than normal wait times and we apologize for any inconvenience.
Members can expect to see a change to their May account statements, coming in June, as the design has been enhanced.
Nelson & District Credit Union’s next-generation banking system upgrade is here. Learn more by regularly visiting our Special Communications and Frequently Asked Questions below.
If you do not find the answer to your question, please contact us by phone, 250.352.7207 or by email.
We are now recognizing each person as a member in their own right, giving us the ability to provide personalized advice and custom solutions for each person.
If you would rather not receive a paper-statement please contact us or visit www.nelsoncu.com/estatements for more information on opting-out of receiving a mailed paper-statement and accessing our free and secure eStatement service.
We re-designed our member account statement to present a clearer picture of your banking relationship and to allow for better communication. Overall, the statement will be much nicer looking); cleaner and easier to read while being printed on both sides of the sheet to save paper.
If you prefer to not receive your paper-statements please visit www.nelsoncu.com/estatements to learn more about opting-out of mailed paper-statements and using our eStatement service.
With the change to double-sided pages we had to forgo the inclusion of the “Statement Reconciliation Form” some members may be used to using in the past.
Members can print a copy from the attached link, Statement Reconciliation Form, or inquire at your local branch.
Yes, paper-statements will continue to be mailed to members. Members can also opt-out of mailed paper-statements and access their current and archived eStatements online. Contact us or visit www.nelsoncu.com/estatements for info.
A couple things to be aware of regarding mailed paper-statements;
1) In May members will receive their last pre-SWITCH style statement.
2) The statement design will change for all post-SWITCH statements in June.
Info regarding new design is available at www.nelsoncu.com (NDCU News), at www.nelsoncu.com/switch (Special Communications) and in your May 2011 mailed paper-statement.
Yes, thank you for eliminating your mailed paper-statement and using eStatements.
Our new banking system is portfolio based. This means all your account info will be found under one member number, this is called your primary portfolio number.
If a member has any account with statement suppression this will carry forward to all other accounts they have a relationship with.
Yes, please consider opting-out of mailed paper-statements and using our eStatement option by inquiring at your local branch or visiting www.nelsoncu.com/estatements.
We are now recognizing each person as a member in their own right, giving us the ability to provide personalized advice and custom solutions for each person. This means each member will now receive their own personal statement.
If you would rather not receive a printed paper-statement please contact us or visit www.nelsoncu.com/estatements for more information on opting-out of receiving a mailed paper-statement and accessing our free and secure eStatement service.
If you were previously the second person listed on the membership, or you had multiple memberships with us and did not opt out of a printed statement for each one, we did not want to assume this choice for you.
If you would like to opt-out of your printed statement, please opt-out of mailed paper-statements and inquire about eStatements at your local branch or visiting www.nelsoncu.com/estatements.
Account numbers changed when we migrated to our new banking system. Your member number is now referred to as your primary portfolio number.
All credit unions are BOUND to disclose transaction information to each member. This gives individuals 30 days to notify the credit union if there are discrepancies in the transactional info. It also allows the credit union to meet its legislative obligation to disclose interest information around borrowings.
Members do have the choice of receiving a mailed paper-statement or accessing their eStatement via MemberDirect internet banking.
Contact us or visit www.nelsoncu.com/estatements for more info on opting-out of mailed paper-statements and accessing your electronic statement online.
No, but members can access their statements electronically from their home computer or mobile device. Visit www.nelsoncu.com/estatements for more info on how to view your eStatement on MemberDirect internet or mobile banking.
All credit unions are BOUND to provide each member with the financial information that they “own”. In other words, if partners have all joint accounts, you will EACH receive a statement.
However, one owner, or both owners, of that joint account can suppress their mailed paper-statements and gain access to an eStatement via MemberDirect internet banking. Contact us or visit www.nelsoncu.com/estatements for more info.
In the case of spousal RRSPs, the person who owns the RRSPs will receive that account information on their statement.
We are working toward the option of being able to provide you with consolidated account information on one member statement.
Please visit www.nelsoncu.com/estatements for more info or opt-out of your mailed paper-statement on MemberDirect internet banking.
The order of accounts is set in the system as follows and cannot be changed:
1) Summary Totals
2) Chequing
3) Savings
4) Shares
5) Registered Terms
6) Non-Registered Terms
7) USD Chequing
8) Mortgages
9) Loans
The SWITCH to the new banking system took place Friday April 29, starting at 5 p.m., to Wednesday May 4, opening at 10 a.m.
This upgrade to a next generation banking system will allow us to increase efficiencies and it will be much easier to use for our staff. After the initial learning period staff will be able to provide members with more information and better service.
Please be patient with staff post-SWITCH as we learn this new system.
One of the most important things you can do is keep up-to-date on SWITCH plans
by visiting www.nelsoncu.com/switch frequently and reading the information we
make available to you by mail or in-branch.
One of the principal benefits is that the new banking system will be faster and easier
for staff to learn and use, giving staff more time to assist and advise members rather than work with computers.
It also lets us serve members better by making it easier to develop new products and services.
There will be a learning curve as we serve members on this new system. Please be patient.
Its primary function is to accurately maintain all member account and balance information.
A banking system upgrade means that we are changing the technology that we use to serve members.
With the SWITCH to our new banking system, the past history did not follow on MemberDirect (MD).
Members using MD telephone banking may visit their local branch for a history or login to MD internet banking, with the same login details as MD telephone banking (Member # and PAC), by clicking on the “E-Statements” tab to view electronic member statements back to “2009”.
Members using MD internet banking who were accustomed to seeing account history via “Account Summary” or “Account Activity” can click on the “E-Statements” tab to view electronic member statements back to “2009”.
More info on eStatements and opting-out of your mailed paper statements can be found at http://www.nelsoncu.com/estatements.php
Our Credit Union will be using an innovative next generation tool that will benefit staff and members.
We do ask for patience from members, in the first few weeks post-SWITCH, as all of our staff get comfortable on our new banking system.
Yes. We take the security of your deposits and personal information very seriously. We are members too! We also performed extensive data migration testing, in-house and with our auditor, before and during the SWITCH weekend to ensure all information was imported safely and accurately. As always, your deposits are fully guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia.
Our new banking system is portfolio based. This means all your account info will be found under one member number that is call your primary portfolio number.
If a member has any account with statement suppression this will carry forward to all other accounts they have a relationship with.
Yes and thank you for eliminating your mailed paper statement and using our eStatement service.
Your primary portfolio number will come into effect Wednesday May 4, 2011.
Yes, our full service tellers will be happy to assist you with all your deposit and withdrawal transactions.
Yes, the teller bill payment option will be available.
Bills can also be paid for free on MemberDirect Internet, Telephone and Mobile banking services. Please inquire.
PLEASE NOTE: We expected all bill payment info to transfer over. In the event this did not occur we had asked that all members retain their bill payment info (vendors, account numbers) in advance of SWITCH weekend.
Yes, paper statements will continue to be mailed to members. Members can opt-out of mailed paper statements and access current and archived eStatements. More info at www.nelsoncu.com/estatements.
A couple things to be aware of regarding mailed paper statements;
1) In May (April 2011 statements), members will receive their last pre-SWITCH style statement.
2) The statement design will change for all post-SWITCH statements in June (May 2011 statements). Info regarding new design was sent to members in mid-January and is available at www.nelsoncu.com (NDCU News) & nelsoncu.com/switch (Special Communications).
No, expect up to a 4 day delay.
Yes, there were changes, expect up to a 3 day delay.
We re-designed our member account statement to present a clearer picture of your banking relationship and to allow for better communication. Overall, the statement will be much nicer looking (New Design), cleaner and easier to read while being printed on both sides of the sheet to save paper. Complete details were sent mid-January with member primary portfolio number.
If you prefer to not receive paper statements please visit www.nelsoncu.com/estatements to learn more about eStatements.
You will have received your new primary portfolio number in the mail. If you don’t know your new primary portfolio number, you can also request it from us on your first visit back post-SWITCH. Or you can call our toll-free at 1.877.352.7207 or email switch@nelsoncu.com.
Yes. After SWITCH your Personal member number will be referred to as your primary portfolio number with a slight alteration to the sequence of numbers.
One of the most important things you can do is keep up-to-date on SWITCH plans
by visiting www.nelsoncu.com/switch frequently and reading the information we
make available to you by mail or in-branch.
Yes, after the SWITCH Personal member numbers will change to Portfolio numbers.
Because of the change, as outlined above (Will my Member Number(s) Change?
How will I know my Portfolio number?), it will appear as though your phone
number is no longer set up for Mobile Banking; however, it is still in a database.
Because your mobile device needs to be linked to your new Portfolio number, you
will need to re-sign up for Mobile Banking.
The first step is to text the word STOP to 66639 (MONEY). This will cancel your
Mobile Banking under your old Member number and allow you to sign up again for
this service under your new Portfolio number.
Yes. Expect a 2-4 day gap following the SWITCH weekend.
No, your MasterCard credit card will not be affected.
We are working very hard to ensure that these processes will transfer to the new
banking system, and you should not need to reset pre-authorized payments or
payroll direct deposit.
No, your existing cheques will be fine.
No, you will not require a new Member Card and your 4-digit PIN will not be affected.
To determine if you are the Primary member is to look at a statement for the
member name that appears first.
With the SWITCH to our new banking system, the past history did not follow on MemberDirect (MD).
Members using MD telephone banking may visit their local branch for a history or login to MD internet banking, with the same login details as MD telephone banking (Member # and PAC), by clicking on the “E-Statements” tab to view electronic member statements back to “2009”.
Members using MD internet banking who were accustomed to seeing account history via “Account Summary” or “Account Activity” can click on the “E-Statements” tab to view electronic member statements back to “2009”.
More info on eStatements and opting-out of your mailed paper statements can be found at http://www.nelsoncu.com/estatements.php
Yes, please visit http://www.nelsoncu.com/estatements for more information.
Yes, all members who access their eStatements via Member Direct Internet Banking will have access to a 2 year history of their member bank statements.
The MemberDirect banking system will guide you through the process of creating a new Personal Access Code (PAC). A secure and unique PAC is very important. Call us at 1.877.352.7207 or email us at pac@nelsoncu.com if you have any problems.
Your temporary PAC will come into effect by Wednesday May 4, 2011.
All Members were sent their temporary login details (primary portfolio and temporary PAC) by February 2011. This information has not changed and we expect it was retained by Members for our new SWITCH date.
In the event that members do not have their temporary login details please contact our SWITCH helpline at 1.877.352.7207 or email switch@nelsoncu.com.
NOTE: once successfully logged-in, you will be prompted to change your PAC to a secure code of your choice.
We are making every effort to ensure that your scheduled bill payments will transfer over to the new system after the SWITCH.
NOTE: those bills scheduled for payment on the actual SWITCH dates (5 p.m. Friday, April 29 to 10 a.m. Wednesday, May 4, 2011) will not go through. We suggested you pay them manually prior to April 28, 2011.
Yes, you can still pay bills online.
You will have received your new portfolio number in the mail in February 2011. If you don’t know your new member Portfolio number, you can also request it from us on your first visit back after SWITCH, call 1.877.352.7207 or .
Your Branch Number and oldest Personal member number will be combined to create your member Portfolio number. All personal account information will be consolidated under ONE member Portfolio number.
Yes. The login process will require your new Primary Portfolio number and PAC. However, the first time you login, you will need to use a temporary Personal Access Code (PAC), this was mailed to you by February 2011.
This will be set to be used by Wednesday May 4, 2011
NOTE: once successfully logged-in, you will be prompted to change your PAC to
one of your choice. If you are also a MemberDirect Telephone Banking user this
step is the same.
If you have trouble logging-in please contact us (pac@nelsoncu.com or
1.877.352.7207) and we will be happy to assist you as an assigned default PAC will
need to be issued.
For the most part, MemberDirect Internet Banking will be unaffected by the
SWITCH. Here are some of the things you should be aware of;
• The login process will vary slightly as members will now enter Portfolio Number and PAC.
• The member will need to use a temporary Personal Access Code (PAC) the first time you login. This information was mailed to all members using MemberDirect services by February 2011. More temporary login details at http://www.nelsoncu.com/md_landing.php
The first time you login post-SWITCH you will also need to once again accept the Terms & Conditions associated with the use of MemberDirect Internet Banking by scrolling to the bottom of the page and clicking "Accept".
Yes. You have been issued temporary login details for first-time login post-SWITCH. This information will have been mailed to all MemberDirect users by February 2011.
The steps you take to log into MemberDirect Internet Banking will change; you
will enter your new Portfolio number (Noted as member number on MemberDirect) and a temporary Personal Access Code (PAC). You no longer need to enter you branch as the first digits in front of your portfolio number represent your branch association.
Note: you will have been issued a new temporary PAC for first-time use after the SWITCH. Visit http://www.nelsoncu.com/md_landing.php for more post-SWITCH login details. If you have any questions about your temporary login details email switch@nelsoncu.com.
No, the MemberDirect Internet Banking website access has not changed. Members will still use the same URL (MemberDirect web address) to connect to MemberDirect Internet Banking.
IMPORTANT NOTE FOR MEMBERDIRECT USERS: Please consider who has access to your banking information. NDCU recommends that your login details are not shared with others. All your banking information will now be visible on one MemberDirect Account Summary Page.
While our goal is to ensure your bill payment vendors are still available on the new banking system, there is a chance that you may need to recreate your list of bill payment vendors. It would be a good idea to take a moment before SWITCH weekend to jot down your bill payees and the account numbers.
No, you will need to re-establish your memorized accounts.
Yes. All memberships you are associated with as a primary member, a joint member, or in-partnership with, will now appear within the scope of your online banking.
IMPORTANT NOTE FOR MEMBERDIRECT USERS: Please consider who has access to your banking information. NDCU recommends that your login details are not shared with others. All your banking information will now be visible on one MemberDirect Account Summary Page.
The MemberDirect Internet Banking system will guide you through the process of
creating a new Personal Access Code (PAC). A secure and unique PAC is very
important.
With the SWITCH to our new banking system, the past history did not follow on MemberDirect (MD).
Members using MD telephone banking may visit their local branch for a history or login to MD internet banking, with the same login details as MD telephone banking (Member # and PAC), by clicking on the “E-Statements” tab to view electronic member statements back to “2009”.
Members using MD internet banking who were accustomed to seeing account history via “Account Summary” or “Account Activity” can click on the “E-Statements” tab to view electronic member statements back to “2009”.
More info on eStatements and opting-out of your mailed paper statements can be found at http://www.nelsoncu.com/estatements.php
The MemberDirect banking system will guide you through the process of creating a new Personal Access Code (PAC). A secure and unique PAC is very important. Call us at 1.877.352.7207 or email us at switch@nelsoncu.com if you have any problems.
Your temporary PAC will come into effect by Wednesday May 4, 2011.
Due to the number of Canadian credit unions that use this service, these are the term chosen to address the requirement of members entering their secure reference numbers.
In the instance of Nelson & District Credit Union, the first entry (MemberCard number) represents your portfolio number (member number) and second entry (telephone access code) represents your PAC (Personal Access Code).
All Members were sent their temporary login details (primary portfolio and temporary PAC) by February, 2011. This information has not changed and we expect it was retained by Members for our new SWITCH date.
In the event that members do not have their temporary login details please contact our SWITCH helpline at 1.877.352.7207 or email switch@nelsoncu.com.
NOTE: once successfully logged-in, you will be prompted to change your PAC to a secure code of your choice.
While our goal is to ensure your bill payment vendors are still available on the new system, there is a chance that you may need to recreate your list of bill payment vendors. We recommended before SWITCH weekend to jot down your bill payees and the account numbers.
We are making every effort to ensure that your scheduled bill payments will transfer over to the new system after the SWITCH.
NOTE: those bills scheduled for payment on the actual SWITCH dates (5 p.m. Friday, April 29 to 10 a.m. Wednesday, May 4, 2011) will not go through. We suggested you pay them manually prior to April 28, 2011.
You will have received your new portfolio number in the mail in February 2011. If you don’t know your new member Portfolio number, you can also request it from us on your first visit back after SWITCH.
Your Branch Number and oldest Personal member number will be combined to create your member Portfolio number. All personal account information will be consolidated under ONE member Portfolio number.
Yes. The login process will require your new Primary Portfolio number and PAC. However, the first time you login, you will need to use a temporary Personal Access Code (PAC), this will have been mailed to you by February 2011.
This will be set to be used by Wednesday May 4, 2011
NOTE: once successfully logged-in, you will be prompted to change your PAC to
one of your choice. If you are also a MemberDirect Telephone Banking user this
step is the same.
If you have trouble logging-in please contact us (switch@nelsoncu.com or
1.877.352.7207) and we will be happy to assist you as an assigned default PAC will
need to be issued.
Yes, the steps you take to log-in to MemberDirect Telephone Banking will change slightly; you will enter your new Portfolio number (please note, on telephone banking your portfolio member number is referred to as Member Card Number) and a Personal Access Code (PAC).
Note: you will have been issued a new temporary PAC by February 2011 for first-time use after SWITCH. The telephone greeting asks for MemberCard number, please use your new portfolio member number here.
Yes. By the end of November 2010, this will be a completely new telephone banking
system and it is organized in a slightly different manner with a new voice. The new system will guide you through your choices, and we are confident that you will
quickly become familiar with the new menu structure.
Yes & No, the Telephone Banking phone number remains the same toll-free 1.866.352.6111; however, the local number will no longer be available as of January 2011.
IMPORTANT NOTE FOR MEMBERDIRECT USERS: Please consider who has access to your banking information. NDCU recommends that your login details are not shared with others. All your banking information will now be visible on one MemberDirect Account Summary Page.
Yes, the system will be available 24-7.
No, you will not be able to request a faxed copy of your statement.
We are working very hard to ensure you will; however, there is a small chance that the record of your transactions prior to the conversion will not be available by telephone after conversion. You will still be able to obtain a record through your branch, online or by calling us.
Yes, bill payments will remain an important feature of the new system.
The MemberDirect Telephone Banking system will guide you through the process of creating a new Personal Access Code (PAC). A secure and unique PAC is very important.
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