http://www.nelsoncu.com Logically. Locally. en-us Copyright 2012 - Nelson & District Credit Union Tue, 15 May 2012 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2012-05-15.pdf http://www.nelsoncu.com/upload_publications/upload_2012-05-15.pdf Tue, 15 May 2012 00:00:00 -0700 These days researching mortgage information is a good news, bad news scenario. http://www.nelsoncu.com/upload_publications/0upload_2012-05-14.pdf http://www.nelsoncu.com/upload_publications/0upload_2012-05-14.pdf Mon, 14 May 2012 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2012-05-11.pdf http://www.nelsoncu.com/upload_publications/upload_2012-05-11.pdf Fri, 11 May 2012 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2012-05-08.pdf http://www.nelsoncu.com/upload_publications/upload_2012-05-08.pdf Tue, 08 May 2012 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=157 http://www.nelsoncu.com/news.php?id=157 Wed, 02 May 2012 00:00:00 -0700 April eStatements available online - MemberDirect Internet Banking Your April 2012 eStatements are available now on MemberDirect Internet Banking. If you are currently a MemberDirect Internet, Mobile or Telephone Banking user, you already have access to a secure and environmentally friendly version of your statement. Log into MemberDirect Internet Banking and choose the 'e-statements' menu item. Eliminate your paper statements by choosing the 'Opt-in/Out of Mailed Paper Statements' menu item. If you are interested in being setup for any of our MemberDirect services please contact your local community branch. http://www.nelsoncu.com/upload_publications/upload_2012-04-25.pdf http://www.nelsoncu.com/upload_publications/upload_2012-04-25.pdf Wed, 25 Apr 2012 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/1upload_2012-04-25.pdf http://www.nelsoncu.com/upload_publications/1upload_2012-04-25.pdf Wed, 25 Apr 2012 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-09-20.pdf http://www.nelsoncu.com/upload_publications/upload_2011-09-20.pdf Fri, 20 Apr 2012 00:00:00 -0700 *Rates are subject to change without notice and certain terms and conditions may apply. http://www.nelsoncu.com/upload_publications/upload_2012-04-20.pdf http://www.nelsoncu.com/upload_publications/upload_2012-04-20.pdf Fri, 20 Apr 2012 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=155 http://www.nelsoncu.com/news.php?id=155 Fri, 30 Mar 2012 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=154 http://www.nelsoncu.com/news.php?id=154 Mon, 26 Mar 2012 00:00:00 -0700 http://www.nelsoncu.com/corporate_reports.php http://www.nelsoncu.com/upload_publications/upload_2012-03-06.pdf http://www.nelsoncu.com/upload_publications/upload_2012-03-06.pdf Tue, 06 Mar 2012 00:00:00 -0700 Are you ready to uncover a co-op mystery? http://www.nelsoncu.com/news.php?id=150 http://www.nelsoncu.com/news.php?id=150 Mon, 05 Mar 2012 00:00:00 -0700 Your February 2012 eStatements are available now on MemberDirect Internet Banking. If you are currently a MemberDirect Internet Banking user, you already have access to a secure and environmentally friendly version of your statement. Log into MemberDirect Internet Banking and choose the 'e-statements' menu item. Eliminate your paper statements by choosing the 'Opt-in/Out of Mailed Paper Statements' menu item. If you are interested in being setup for any of our MemberDirect services please contact your local community branch. http://www.nelsoncu.com/newsletters/newsletter_2012-03-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2012-03-01.pdf Thu, 01 Mar 2012 00:00:00 -0700 Dollars n' Sense - March 2012 http://www.nelsoncu.com/news.php?id=147 http://www.nelsoncu.com/news.php?id=147 Fri, 16 Dec 2011 00:00:00 -0700 Thanks to the members that recently completed our opinion survey. The results are currently being tabulated; however, we are pleased to announce that our aim to contribute $2 to local food banks for each completed survey raised $1516. Funds are being distributed to a food agency in each community at an important time of the year. Happy holidays to all our members. Regards, Nelson & District Credit Union staff and board of directors http://www.nelsoncu.com/upload_publications/upload_2011-12-14.pdf http://www.nelsoncu.com/upload_publications/upload_2011-12-14.pdf Wed, 14 Dec 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-12-05.pdf http://www.nelsoncu.com/upload_publications/upload_2011-12-05.pdf Wed, 14 Dec 2011 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=146 http://www.nelsoncu.com/news.php?id=146 Mon, 12 Dec 2011 00:00:00 -0700 ATTENTION CUETS MASTERCARD CREDIT CARD HOLDERS: Re: Phishing Message The message below is being sent to credit union members across Canada. Please do not respond as it is not legitamate. CUETS does not solicit card holder feedback via email. -------------------------------------------- Dear CUETS MasterCard customer, As a result of an asset purchase by TD Bank Group which is now complete, CUETS Financial-a division of MBNA Canada Bank and the issuer of your credit union MasterCard credit card-is now a division of The Toronto-Dominion Bank. Please take a moment and update your account information for your credit union MasterCard credit card (531*************) issued by CUETS Financial to prevent data loss and errors within our systems by the upcoming data center change. You can access your account information form here: cuets.ca.vformid688474999930362.shahroodut.ac.ir/cuets/ Please understand that this is a security measure intended to help protect you and your account. We apologize for any inconvenience. For the most part, it is business as usual and you will not notice any change to your credit card account. You will still see your credit union's name on your MasterCard credit card statement and you can continue to manage your credit card account just as you do today. Kind Regards, CUETS Financial CREDIT UNION ELECTRONIC TRANSACTION SERVICES INC. http://www.nelsoncu.com/newsletters/newsletter_2011-11-28.pdf http://www.nelsoncu.com/newsletters/newsletter_2011-11-28.pdf Thu, 01 Dec 2011 00:00:00 -0700 Dollars n' Sense - December 2011 http://www.nelsoncu.com/news.php?id=145 http://www.nelsoncu.com/news.php?id=145 Thu, 01 Dec 2011 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=144 http://www.nelsoncu.com/news.php?id=144 Mon, 28 Nov 2011 00:00:00 -0700 http://www.nelsoncu.com/newsletters/newsletter_2011-11-28.pdf http://www.nelsoncu.com/upload_publications/upload_2011-11-15.pdf http://www.nelsoncu.com/upload_publications/upload_2011-11-15.pdf Tue, 15 Nov 2011 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=143 http://www.nelsoncu.com/news.php?id=143 Tue, 01 Nov 2011 00:00:00 -0700 That's why we say...Logically. Locally. http://www.nelsoncu.com/banklocal http://www.nelsoncu.com/upload_publications/0upload_2011-10-12.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-10-12.pdf Tue, 25 Oct 2011 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=140 http://www.nelsoncu.com/news.php?id=140 Thu, 29 Sep 2011 00:00:00 -0700 Congrats to the City of Rossland, ROSSLAND IS TAKING SOME POSITIVES OUT OF THIS WEEK'S UNION OF BC MUNICIPALITIES CONVENTION IN VANCOUVER. THEY'VE WON A SMALL BUSINESS-FRIENDLY AWARD IN RECOGNITION OF THEIR EFFORTS TO CUT RED TAPE AND INCENTIVIZE START-UPS, MUCH OF THAT DUE TO A VERY COMPETITIVE TAX RATE. http://www.nelsoncu.com/news.php?id=138 http://www.nelsoncu.com/news.php?id=138 Mon, 12 Sep 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-09-11.pdf http://www.nelsoncu.com/upload_publications/upload_2011-09-11.pdf Sun, 11 Sep 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-09-01.pdf http://www.nelsoncu.com/upload_publications/upload_2011-09-01.pdf Fri, 02 Sep 2011 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=137 http://www.nelsoncu.com/news.php?id=137 Tue, 30 Aug 2011 00:00:00 -0700 Students must learn to budget. http://www.nelsoncu.com/financial_hike.php?id=15 http://www.nelsoncu.com/news.php?id=129 http://www.nelsoncu.com/news.php?id=129 Wed, 20 Jul 2011 00:00:00 -0700 Help build financial awareness in your children, NDCU suggests the following tips: 1. Teach them the importance of saving 2. Show them how to budget for extra items 3. Teach them the importance of not spending more than they have 4. Give them an allowance and allow them to work for extra money 5. Encourage them to give a portion of their money to those who are less fortunate 6. Teach them that money does not always come easy 7. Talk openly about your family finances and decision making process 8. Be a good role model by making wise financial decisions and living within your means Looking for more help on the topic of financial literacy for youth, visit http://www.zippitydodog.com. http://www.nelsoncu.com/upload_publications/0upload_2011-05-26.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-05-26.pdf Mon, 11 Jul 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/0upload_2011-06-24.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-06-24.pdf Fri, 24 Jun 2011 00:00:00 -0700 http://www.nelsoncu.com/newsletters/newsletter_2011-06-21.pdf http://www.nelsoncu.com/newsletters/newsletter_2011-06-21.pdf Tue, 21 Jun 2011 00:00:00 -0700 Dollars n' Sense - June 2011 http://www.nelsoncu.com/news.php?id=114 http://www.nelsoncu.com/news.php?id=114 Mon, 20 Jun 2011 00:00:00 -0700 Get your cash/coin order to us fast. Online. http://www.nelsoncu.com/coin_order.php http://www.nelsoncu.com/news.php?id=130 http://www.nelsoncu.com/news.php?id=130 Mon, 20 Jun 2011 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=112 http://www.nelsoncu.com/news.php?id=112 Mon, 06 Jun 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-05-19.pdf http://www.nelsoncu.com/upload_publications/upload_2011-05-19.pdf Thu, 19 May 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-11-24.pdf http://www.nelsoncu.com/upload_publications/upload_2010-11-24.pdf Thu, 19 May 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_22010-02-1.pdf http://www.nelsoncu.com/upload_publications/upload_22010-02-1.pdf Wed, 18 May 2011 00:00:00 -0700 A handy form to help balance your monthly statement. http://www.nelsoncu.com/upload_publications/upload_2011-05-18.pdf http://www.nelsoncu.com/upload_publications/upload_2011-05-18.pdf Tue, 17 May 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-05-16.pdf http://www.nelsoncu.com/upload_publications/upload_2011-05-16.pdf Mon, 16 May 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/0upload_2011-05-05.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-05-05.pdf Sun, 15 May 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/0upload_2011-05-11.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-05-11.pdf Wed, 11 May 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/0upload_2011-03-29.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-03-29.pdf Sun, 24 Apr 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-04-21.pdf http://www.nelsoncu.com/upload_publications/upload_2011-04-21.pdf Thu, 21 Apr 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-04-21.pdf http://www.nelsoncu.com/upload_publications/upload_2010-04-21.pdf Thu, 21 Apr 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/0upload_2011-03-28.pdf http://www.nelsoncu.com/upload_publications/0upload_2011-03-28.pdf Mon, 28 Mar 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-02-23.pdf http://www.nelsoncu.com/upload_publications/upload_2011-02-23.pdf Wed, 23 Feb 2011 00:00:00 -0700 Our March newsletter with board election information. http://www.nelsoncu.com/newsletters/newsletter_2011-02-23.pdf http://www.nelsoncu.com/newsletters/newsletter_2011-02-23.pdf Wed, 23 Feb 2011 00:00:00 -0700 Dollars n' Sense - February 2011 http://www.nelsoncu.com/upload_publications/upload_2011-02-08.pdf http://www.nelsoncu.com/upload_publications/upload_2011-02-08.pdf Tue, 08 Feb 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2011-02-07.pdf http://www.nelsoncu.com/upload_publications/upload_2011-02-07.pdf Mon, 07 Feb 2011 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-12-09.pdf http://www.nelsoncu.com/upload_publications/upload_2010-12-09.pdf Thu, 09 Dec 2010 00:00:00 -0700 Please read this important communication regarding our banking system upgrade. http://www.nelsoncu.com/newsletters/newsletter_2010-11-25.pdf http://www.nelsoncu.com/newsletters/newsletter_2010-11-25.pdf Thu, 25 Nov 2010 00:00:00 -0700 Dollars n' Sense - November 2010 http://www.nelsoncu.com/upload_publications/0upload_2010-12-02.pdf http://www.nelsoncu.com/upload_publications/0upload_2010-12-02.pdf Tue, 02 Nov 2010 00:00:00 -0700 Our transition to MemberDirect Telephone Banking has been delayed, Dec 15 is the new date for transition. http://www.nelsoncu.com/upload_publications/upload_2010-10-15.pdf http://www.nelsoncu.com/upload_publications/upload_2010-10-15.pdf Fri, 15 Oct 2010 00:00:00 -0700 60 Years of Commitment to the West Kootenay http://www.nelsoncu.com/newsletters/newsletter_20100929.pdf http://www.nelsoncu.com/newsletters/newsletter_20100929.pdf Wed, 29 Sep 2010 00:00:00 -0700 Dollars n' Sense - September 2010 http://www.nelsoncu.com/upload_publications/upload_2010-08-30.pdf http://www.nelsoncu.com/upload_publications/upload_2010-08-30.pdf Mon, 30 Aug 2010 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=109 http://www.nelsoncu.com/news.php?id=109 Fri, 20 Aug 2010 00:00:00 -0700 TORONTO, Aug. 26 /CNW/ - Despite a year of challenging economic conditions, an independent survey of thousands of Canadians has shown that credit unions rank first in overall quality of customer service among all financial institutions for the sixth year in a row. "It is gratifying that Canadians continue to feel valued and well served by their local credit unions," said David Phillips, president and CEO of Credit Union Central of Canada (Canadian Central). "Canadian credit unions have more than five million members because of the keen focus on customer service at the community level," Phillips said. "Meeting the needs of our members continues to be our priority in any economic environment." Global market research firm Synovate announced its 2010 Best Banking Awards, which are derived from its Customer Service Index. It found that credit unions received top honors among all financial institutions in five of the same award categories as they did in 2009. In three categories, credit unions stood alone: - Overall Customer Service Excellence - Values My Business - Branch Service Excellence Credit unions also tied for first in the following categories: - Financial Planning & Advice - Telephone Banking Excellence http://www.nelsoncu.com/upload_publications/upload_2010-07-09.pdf http://www.nelsoncu.com/upload_publications/upload_2010-07-09.pdf Fri, 09 Jul 2010 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=106 http://www.nelsoncu.com/news.php?id=106 Wed, 07 Jul 2010 00:00:00 -0700 We are pleased to welcome our newest Kootenay Insurance Services office in Invermere, conveniently located next to our credit union branch at 1028 7th Avenue. Now open Tuesday to Saturday, serving the insurance needs of the people of Invermere and area. Drop by today to say hello to Branch Manager Rob Thorson and his friendly staff. http://www.nelsoncu.com/upload_publications/upload_2010-07-07.pdf http://www.nelsoncu.com/upload_publications/upload_2010-07-07.pdf Wed, 07 Jul 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-06-24.pdf http://www.nelsoncu.com/upload_publications/upload_2010-06-24.pdf Thu, 24 Jun 2010 00:00:00 -0700 Nelson & District Credit Union has grown over the years from a modest beginning.. http://www.nelsoncu.com/newsletters/newsletter_20100621.pdf http://www.nelsoncu.com/newsletters/newsletter_20100621.pdf Mon, 21 Jun 2010 00:00:00 -0700 Dollars n' Sense - June 2010 http://www.nelsoncu.com/upload_publications/0upload_2010-06-17.pdf http://www.nelsoncu.com/upload_publications/0upload_2010-06-17.pdf Thu, 17 Jun 2010 00:00:00 -0700 Get mortgage savy with our mortgage tips. http://www.nelsoncu.com/upload_publications/upload_2010-06-17.pdf http://www.nelsoncu.com/upload_publications/upload_2010-06-17.pdf Thu, 17 Jun 2010 00:00:00 -0700 Free home energy assessment up for grabs. http://www.nelsoncu.com/news.php?id=103 http://www.nelsoncu.com/news.php?id=103 Wed, 16 Jun 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/1upload_2010-06-14.pdf http://www.nelsoncu.com/upload_publications/1upload_2010-06-14.pdf Mon, 14 Jun 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-06-14.pdf http://www.nelsoncu.com/upload_publications/upload_2010-06-14.pdf Mon, 14 Jun 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-05-27.pdf http://www.nelsoncu.com/upload_publications/upload_2010-05-27.pdf Thu, 27 May 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-05-20.jpg http://www.nelsoncu.com/upload_publications/upload_2010-05-20.jpg Thu, 20 May 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-05-18.pdf http://www.nelsoncu.com/upload_publications/upload_2010-05-18.pdf Tue, 18 May 2010 00:00:00 -0700 NDCU Commits up to $100,000 to CT Campaign http://www.nelsoncu.com/upload_publications/upload_2010-05-17.pdf http://www.nelsoncu.com/upload_publications/upload_2010-05-17.pdf Mon, 17 May 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-05-10.pdf http://www.nelsoncu.com/upload_publications/upload_2010-05-10.pdf Mon, 10 May 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-04-07.pdf http://www.nelsoncu.com/upload_publications/upload_2010-04-07.pdf Sat, 08 May 2010 00:00:00 -0700 Following NDCU's financial support of the Osprey Community Foundations eco-photo contest for youth an alliance was created to allow for the credit union to utilize images from the 2009 contest for its 2009 Annual Report. http://www.nelsoncu.com/upload_publications/upload_2010-03-17.pdf http://www.nelsoncu.com/upload_publications/upload_2010-03-17.pdf Fri, 30 Apr 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-04-29.pdf http://www.nelsoncu.com/upload_publications/upload_2010-04-29.pdf Thu, 29 Apr 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-04-14.pdf http://www.nelsoncu.com/upload_publications/upload_2010-04-14.pdf Wed, 14 Apr 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-04-03.jpg http://www.nelsoncu.com/upload_publications/upload_2010-04-03.jpg Sat, 03 Apr 2010 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2010-03-16.pdf http://www.nelsoncu.com/upload_publications/upload_2010-03-16.pdf Tue, 16 Mar 2010 00:00:00 -0700 NDCU's Consolidated Financial Stements for 2009 http://www.nelsoncu.com/newsletters/newsletter_2010-03-03.pdf http://www.nelsoncu.com/newsletters/newsletter_2010-03-03.pdf Wed, 03 Mar 2010 00:00:00 -0700 Dollars n' Sense - March 2010 http://www.nelsoncu.com/news.php?id=97 http://www.nelsoncu.com/news.php?id=97 Mon, 15 Feb 2010 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=94 http://www.nelsoncu.com/news.php?id=94 Wed, 27 Jan 2010 00:00:00 -0700 Members will continue to receive mailed paper statements unless they complete a request to have them stopped. Start the process now to Opt-Out of receiving paper statements today by logging on to MemberDirect Internet Banking and selecting the "Opt-out of Mailed Paper Statement" option. http://www.nelsoncu.com/news.php?id=90 http://www.nelsoncu.com/news.php?id=90 Mon, 04 Jan 2010 00:00:00 -0700 RRSP deadline is March 1st, 2010 Meet with one of our trusted advisors today and make an educated decision around your retirement and investment planning. Your contribution should be aligned with your other Viewpoints on Your Financial Hike. Lots of uncertainty in the markets today, and trusted advice is needed more now than ever. We can help explain: - Investments to help you best reach your goals - If an RRSP or TFSA (or both) is better for your situation - Should you borrow to invest? - How to keep your investments local Please contact us at thehike@nelsoncu.com for more information. http://www.nelsoncu.com/news.php?id=89 http://www.nelsoncu.com/news.php?id=89 Thu, 26 Nov 2009 00:00:00 -0700 http://www.nelsoncu.com/newsletters/newsletter_2009-11-24.pdf http://www.nelsoncu.com/newsletters/newsletter_2009-11-24.pdf Tue, 24 Nov 2009 00:00:00 -0700 Dollars n' Sense - November 2009 http://www.nelsoncu.com/upload_publications/upload_2009-11-24.pdf http://www.nelsoncu.com/upload_publications/upload_2009-11-24.pdf Tue, 24 Nov 2009 00:00:00 -0700 The annual Central 1 INNOVATION AWARDS PROGRAM recognizes the numerous innovation leaders found within all sizes of B.C. and Ontario credit unions and their subsidiaries and alliances http://www.nelsoncu.com/upload_publications/ http://www.nelsoncu.com/upload_publications/ Mon, 23 Nov 2009 00:00:00 -0700 It's early. Please enjoy http://www.nelsoncu.com/upload_publications/upload_2009-10-30.pdf http://www.nelsoncu.com/upload_publications/upload_2009-10-30.pdf Fri, 30 Oct 2009 00:00:00 -0700 All branches including our Wealth Management Subsidiary will be closed for Remembrance Day November 11, 2009. http://www.nelsoncu.com/upload_publications/0upload_2009-10-30.pdf http://www.nelsoncu.com/upload_publications/0upload_2009-10-30.pdf Fri, 30 Oct 2009 00:00:00 -0700 Changes to Global Payment MasterCard Acceptance at US and International ATMs http://www.nelsoncu.com/news.php?id=88 http://www.nelsoncu.com/news.php?id=88 Fri, 30 Oct 2009 00:00:00 -0700 Changes to Global Payment MasterCard Acceptance at US and International ATMs A recent change with one of our 3rd party service providers has resulted in our Global Payment MasterCard no longer being accepted at US and International ATMs. Effective immediately, your NDCU Membercard (debit card) is the only card you will be able to use to withdraw funds at a US or International ATM displaying the CIRRUS symbol. Your Global Payment MasterCard will continue to be accepted as a MasterCard at retail outlets for purchases throughout Canada and around the world. Should you not have a NDCU Membercard, we strongly encourage you to obtain one to maintain access to US and International ATMs. For more information on these recent changes, please contact your local branch. Nelson. 250.352.7207 East Shore. 250.227.9221 Rossland. 250.362.7393 email. enrichingyourlife@nelsoncu.com http://www.nelsoncu.com/upload_publications/upload_2009-10-13.pdf http://www.nelsoncu.com/upload_publications/upload_2009-10-13.pdf Tue, 13 Oct 2009 00:00:00 -0700 Wednesday October 21, 2009 from 10:00-12:30 http://www.nelsoncu.com/upload_publications/0upload_2009-10-13.pdf http://www.nelsoncu.com/upload_publications/0upload_2009-10-13.pdf Tue, 13 Oct 2009 00:00:00 -0700 Thursday October 22, 2009 from 10:00 am to 1:00 pm http://www.nelsoncu.com/upload_publications/upload_2009-10-12.pdf http://www.nelsoncu.com/upload_publications/upload_2009-10-12.pdf Mon, 12 Oct 2009 00:00:00 -0700 Help us celebrate Co-ops & Credit Unions http://www.nelsoncu.com/upload_publications/upload_2009-10-08.pdf http://www.nelsoncu.com/upload_publications/upload_2009-10-08.pdf Thu, 08 Oct 2009 00:00:00 -0700 Nelson & District and Kootenay Savings Credit Unions working co-operatively with other regional credit unions. http://www.nelsoncu.com/upload_publications/upload_2009-10-02.pdf http://www.nelsoncu.com/upload_publications/upload_2009-10-02.pdf Fri, 02 Oct 2009 00:00:00 -0700 From community comes strength. http://www.nelsoncu.com/upload_publications/upload_2009-09-14.pdf http://www.nelsoncu.com/upload_publications/upload_2009-09-14.pdf Mon, 14 Sep 2009 00:00:00 -0700 September 14, 2009 http://www.nelsoncu.com/news.php?id=87 http://www.nelsoncu.com/news.php?id=87 Wed, 09 Sep 2009 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2009-09-03.pdf http://www.nelsoncu.com/upload_publications/upload_2009-09-03.pdf Thu, 03 Sep 2009 00:00:00 -0700 zippitydodg.com, financial information for youth, relaunch. http://www.nelsoncu.com/newsletters/newsletter_2009-09-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2009-09-01.pdf Tue, 01 Sep 2009 00:00:00 -0700 Dollars n' Sense - September 2009 http://www.nelsoncu.com/upload_publications/upload_2009-09-01.pdf http://www.nelsoncu.com/upload_publications/upload_2009-09-01.pdf Tue, 01 Sep 2009 00:00:00 -0700 Take an educated hike, zippitydodog.com relaunch and more... http://www.nelsoncu.com/upload_publications/upload_2009-08-25.pdf http://www.nelsoncu.com/upload_publications/upload_2009-08-25.pdf Tue, 25 Aug 2009 00:00:00 -0700 Labour Day Hours of Operation http://www.nelsoncu.com/upload_publications/upload_2009-08-18.pdf http://www.nelsoncu.com/upload_publications/upload_2009-08-18.pdf Tue, 18 Aug 2009 00:00:00 -0700 Financial Information For Youth http://www.nelsoncu.com/upload_publications/upload_2009-07-29.pdf http://www.nelsoncu.com/upload_publications/upload_2009-07-29.pdf Wed, 29 Jul 2009 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=86 http://www.nelsoncu.com/news.php?id=86 Mon, 27 Jul 2009 00:00:00 -0700 All community branches of NDCU will be closed Sat August 1, 2009; Sun August 2, 2009; and Mon August 3, 2009. All community branches will re-open on Tues August 4, 2009 at 10:00 am. http://www.nelsoncu.com/upload_publications/upload_2008-07-14.pdf http://www.nelsoncu.com/upload_publications/upload_2008-07-14.pdf Tue, 14 Jul 2009 00:00:00 -0700 2009-2011 Investment Real Estate Outlook http://www.nelsoncu.com/upload_publications/0upload_2009-06-25.pdf http://www.nelsoncu.com/upload_publications/0upload_2009-06-25.pdf Thu, 25 Jun 2009 00:00:00 -0700 Some quick calculations to get you on track to financial security. http://www.nelsoncu.com/upload_publications/upload_2009-05-15.pdf http://www.nelsoncu.com/upload_publications/upload_2009-05-15.pdf Fri, 15 May 2009 00:00:00 -0700 www.100milemortgage.com, the local mortgage solution http://www.nelsoncu.com/upload_publications/upload_2009-04-30.pdf http://www.nelsoncu.com/upload_publications/upload_2009-04-30.pdf Thu, 30 Apr 2009 00:00:00 -0700 At the NDCU Annual General Meeting held on Wednesday, April 29, 2009. http://www.nelsoncu.com/upload_publications/upload_2009-03-06.pdf http://www.nelsoncu.com/upload_publications/upload_2009-03-06.pdf Mon, 20 Apr 2009 00:00:00 -0700 In-Branch Voting April 21, 22 & 23, 2009 and AGM, April 29, 2009 at 7pm in Nelson http://www.nelsoncu.com/upload_publications/upload_2009-04-14.pdf http://www.nelsoncu.com/upload_publications/upload_2009-04-14.pdf Tue, 14 Apr 2009 00:00:00 -0700 For most investors whose primary concern is financing retirement, the current onslaught of bad news, delivered in hysterical tones, often induces unnecessary fear. http://www.nelsoncu.com/financial_hike.php?id=16 http://www.nelsoncu.com/financial_hike.php?id=16 Tue, 07 Apr 2009 11:45:26 -0700 http://www.nelsoncu.com/upload_publications/upload_2009-04-03.pdf http://www.nelsoncu.com/upload_publications/upload_2009-04-03.pdf Fri, 03 Apr 2009 00:00:00 -0700 2008 Annual Report - From Community Comes Strength - available on homepage http://www.nelsoncu.com/upload_publications/upload_2009-03-23.pdf http://www.nelsoncu.com/upload_publications/upload_2009-03-23.pdf Mon, 23 Mar 2009 00:00:00 -0700 Nelson & District Credit Union and Red Mountain Resorts team up to offer Interest-FREE ski pass loans. http://www.nelsoncu.com/newsletters/newsletter_2009-03-02.pdf http://www.nelsoncu.com/newsletters/newsletter_2009-03-02.pdf Mon, 02 Mar 2009 00:00:00 -0700 Dollars n' Sense - March 2009 http://www.nelsoncu.com/news.php?id=81 http://www.nelsoncu.com/news.php?id=81 Wed, 25 Feb 2009 00:00:00 -0700 Legislation increasing credit union deposit insurance to an unlimited amount received Royal Assent and became law, on proclamation, and is immediately effective. Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. For more information please refer to www.cudicbc.ca http://www.nelsoncu.com/upload_publications/upload_2009-02-10.pdf http://www.nelsoncu.com/upload_publications/upload_2009-02-10.pdf Tue, 10 Feb 2009 00:00:00 -0700 The Canada Revenue Agency warns Canadians of mail scam http://www.nelsoncu.com/upload_publications/upload_2009-02-05.pdf http://www.nelsoncu.com/upload_publications/upload_2009-02-05.pdf Thu, 05 Feb 2009 00:00:00 -0700 Your Hike is long. Pack wisely. http://www.nelsoncu.com/upload_publications/0upload_2008-12-17.pdf http://www.nelsoncu.com/upload_publications/0upload_2008-12-17.pdf Thu, 18 Dec 2008 00:00:00 -0700 Mobile Banking - Whether you're walking the local trails or standing in line at a grocery store, your account information is only a txt msg away. http://www.nelsoncu.com/upload_publications/upload_2008-12-17.pdf http://www.nelsoncu.com/upload_publications/upload_2008-12-17.pdf Wed, 17 Dec 2008 00:00:00 -0700 Some answers to frequently asked question's. http://www.nelsoncu.com/upload_publications/upload_2008-12-16.pdf http://www.nelsoncu.com/upload_publications/upload_2008-12-16.pdf Tue, 16 Dec 2008 00:00:00 -0700 The LeRoi Community Foundation is pleased to announce the financial support of Nelson & District Credit Union in the form of a $25,000 donation towards Rossland charitable initiatives. http://www.nelsoncu.com/newsletters/newsletter_2008-12-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2008-12-01.pdf Mon, 01 Dec 2008 00:00:00 -0700 Dollars n' Sense - December 2008 http://www.nelsoncu.com/upload_publications/upload_2008-11-24.pdf http://www.nelsoncu.com/upload_publications/upload_2008-11-24.pdf Mon, 24 Nov 2008 00:00:00 -0700 TFSA overview and Member FAQ http://www.nelsoncu.com/upload_publications/0upload_2008-11-23.pdf http://www.nelsoncu.com/upload_publications/0upload_2008-11-23.pdf Sun, 23 Nov 2008 00:00:00 -0700 How much can you save? http://www.nelsoncu.com/upload_publications/upload_2008-11-21.pdf http://www.nelsoncu.com/upload_publications/upload_2008-11-21.pdf Fri, 21 Nov 2008 00:00:00 -0700 Enrich your life by joining Nelson & District Credit Union's Board of Directors http://www.nelsoncu.com/upload_publications/upload_2008-11-20.pdf http://www.nelsoncu.com/upload_publications/upload_2008-11-20.pdf Thu, 20 Nov 2008 00:00:00 -0700 Community Investment in Crawford Bay http://www.nelsoncu.com/news.php?id=78 http://www.nelsoncu.com/news.php?id=78 Mon, 27 Oct 2008 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2008-10-17.pdf http://www.nelsoncu.com/upload_publications/upload_2008-10-17.pdf Fri, 17 Oct 2008 00:00:00 -0700 Provincial Government announces intention of providing unlimited deposit insurance coverage for BC credit union members http://www.nelsoncu.com/financial_hike.php?id=15 http://www.nelsoncu.com/financial_hike.php?id=15 Wed, 15 Oct 2008 12:36:40 -0700 http://www.nelsoncu.com/upload_publications/upload_2008-10-15.pdf http://www.nelsoncu.com/upload_publications/upload_2008-10-15.pdf Wed, 15 Oct 2008 00:00:00 -0700 From the Desk of the CEO http://www.nelsoncu.com/news.php?id=76 http://www.nelsoncu.com/news.php?id=76 Tue, 14 Oct 2008 00:00:00 -0700 Treats and goodies will be available for all members in our community branches in order to celebrate this annual day recognizing credit unions, big and small, around the world. http://www.nelsoncu.com/upload_publications/0upload_2008-10-10.pdf http://www.nelsoncu.com/upload_publications/0upload_2008-10-10.pdf Fri, 10 Oct 2008 00:00:00 -0700 Strength Amidst Global Uncertainty http://www.nelsoncu.com/upload_publications/upload_2008-08-20.pdf http://www.nelsoncu.com/upload_publications/upload_2008-08-20.pdf Wed, 20 Aug 2008 00:00:00 -0700 Expect URL & minor visual changes to MemberDirect as of September 15, 2008. http://www.nelsoncu.com/newsletters/newsletter_2008-08-25.pdf http://www.nelsoncu.com/newsletters/newsletter_2008-08-25.pdf Fri, 01 Aug 2008 00:00:00 -0700 Dollars n' Sense - August 2008 http://www.nelsoncu.com/upload_publications/upload_2008-07-01.pdf http://www.nelsoncu.com/upload_publications/upload_2008-07-01.pdf Tue, 01 Jul 2008 00:00:00 -0700 Effective August 20, 2008 NDCU Personal Accounts have new Terms & Conditions. Please inquire at your local branch for a copy or more information. http://www.nelsoncu.com/upload_publications/upload_2009-06-30.pdf http://www.nelsoncu.com/upload_publications/upload_2009-06-30.pdf Mon, 30 Jun 2008 00:00:00 -0700 Over the last 15 years, Canadian tuition fees have tripled. http://www.nelsoncu.com/financial_hike.php?id=14 http://www.nelsoncu.com/financial_hike.php?id=14 Wed, 25 Jun 2008 14:38:03 -0700 Diploma in hand, you're ready to take on the world. So what's your plan? Or, more to the point, your financial plan? Graduation is the launching point for an array of life-changing decisions and firsts. Whether it's a new career, car, marriage, house or just a whole lot of fun, there's planning to be done on the financial front. "Almost every decision you're making has a dollar value attached to it," says Ann Bowman, vice-president of communications and corporate relations of the Financial Planners Standards Council. "I would absolutely encourage a graduating student to learn as much as they can about basic financial planning concepts." Financial planners open doors With a lifetime of opportunity before them, now is the perfect time for graduates to team up with a financial planner and start plotting their future. But aren't financial experts just for people with money? Who'd want to take on a young person with little income or a pile of student loan debt? "That is one of the misconceptions that our body is battling," admits Bowman, adding there's a financial planner out there for everyone. "There are many Certified Financial Planner professionals who are looking for that next generation of individuals who are about to enter the next stage of their life." "It's never too early," stresses Jeanette Brox, a Certified Financial Planner, or CFP, professional with Investors Group in North York, Ont. She understands how overwhelming it can be for graduates, especially when they're drowning in debt, and says a financial planner can put things into perspective by encouraging them to define short- and long-term goals and helping map a path to reach those goals. It's not just about saving for retirement In other words, it's not all about forgoing fun in favour of planning for retirement, which can seem a long way off when you're just starting a career. "It encompasses so much more and is of broader value to those who understand the scope of financial planning," says Bowman. "Most of financial planning is about investor performance," says Bradley Roulston, a CFP professional with in Nelson, B.C., adding that too much emphasis is placed on investment or product performance. "Getting into the right habits when you're younger is so much easier than changing habits when you're older." And the major asset that young people have is time. A financial planner will help you look at the big picture and show you how you can save a bit of money and pay off debts at the same time. The B word "If you use time effectively, you can achieve all your goals," says Roulston, who regularly speaks with students at high schools and universities about financial issues. He's a big advocate of sticking to a monthly budget that allows you to have some fun while saving. It's OK to start small -- thanks to compound interest, even saving $25 a month has a lot of potential to grow when you begin squirreling it away from the age of 22. An important step is to take a hard look at where your money goes and decide where to curtail your expenses. Doing this from the outset will serve you well your entire life. "You're empowered, you're in control of your budget," says Roulston, who advocates an old-fashioned approach to getting what you want: saving. Two generations ago, people actually put aside between 10 percent and 20 percent of their income for a rainy day. Today's nest eggs usually come in the form of a line of credit. "Canadians spend three percent more than what they make, and (spending) is rising." If you can put aside 10 percent of your income and, once that income rises, live as though you're earning $10,000 less, your nest egg will flourish. Student loan debt Admittedly, saving for the future can be the furthest thing from one's mind when finishing university a daunting $40,000 in debt. If it makes you feel any better, experts say not to despair about student loans. "People need to understand that this is not such a bad form of debt," says Brox, pointing out that a student loan is essentially an investment in your future. Roulston agrees, further advising against consolidating student loans with banks, even when they offer a lower rate of interest. "There are all sorts of benefits if you keep it with the government," he says, pointing to tax credits on interest paid, interest relief options and loan forgiveness. Watch out for the loan ranger Instead of obsessing about student loans, graduates should pay off other forms of debt with higher interest, such as credit cards. While credit cards offer convenience, there's no reason for graduates to have more than one credit card. Credit cards have notoriously high rates of interest and balances should be paid in full each month. One of Roulston's primary messages is to avoid sinking into debt. "Debt equals slavery," he says, acknowledging that living debt-free can be a challenge in a society consumed by consuming. He especially hates to see people going into debt to buy an automobile and advises living without one by instead using transit or joining a car co-op. If a car is a must-have, he recommends buying "one that's a couple of years old -- let someone else take the depreciation hit, and run it into the ground." Another temptation is to rush into buying a first home and biting off more than you can chew. Roulston isn't a fan of the 40-year mortgage simply because of the amount of interest you end up paying over its lifetime. He suggests getting into the market early by purchasing a duplex or triplex with other like-minded friends or family members. Instead of overextending yourself for a $400,000 home, you take on $200,000 of a $600,000 property and get your foot in the door. How to find a planner If you're in need of a planner, a first step is to ask for referrals from family and friends. While the knee-jerk reaction might be to sign on with the first person willing to take you on as a client, don't. What you're hoping for is a long-term relationship and that takes research. It's OK to interview a number of people in your quest for the right fit. Of course, financial advisers have to be paid and there are generally two routes to consider: an annual fee or via commission (based on the products, such as mutual funds, that they sell you). The commission route tends to appeal to those with more limited resources. Experts agree that for recent grads, mapping your financial future is an intricate part of an overall life plan. Laying the foundation for a bright future is about starting early; in other words, don't be afraid to ask for help, even if your liabilities far outweigh your assets. With the right plan, it won't always be that way. Michelle Warren is a freelance writer in Toronto. http://www.nelsoncu.com/news.php?id=72 http://www.nelsoncu.com/news.php?id=72 Mon, 09 Jun 2008 00:00:00 -0700 Nelson, B.C. - Nelson & District Credit Union was recognized in Whistler last week with two awards from the Marketing Association for Credit Unions (MACU) for successful executions of product Image Enhancement and its Annual Report. At the Marketing Association for Credit Unions (MACU) Conference, the most exciting and celebrated event is the Achievement in Marketing Excellence Awards (AIME) competition. Attracting entries from credit unions across Canada, the AIME recognizes the brightest achievements in credit union marketing, advertising and communications. The credit union's Image Enhancement entry, which highlighted the Financial Hike - Nelson & District Credit Union's financial planning process, received top honours by winning an Achievement in Marketing Excellence (AIME). Paramount to the Financial Hike's success was the introduction of a consistent Kootenay lifestyle image and the financial guiding knowledge our staff continually offer members. Nelson & District Credit Union was also recognized for its entry in the Annual Report category by winning an Achievement in Marketing (AIM). Its 2006 report showcased Nelson & District Credit Union's commitment to its 5 key strategies. The reports story format helped outline the importance this credit union places on its People, Community Investment Program, Innovative Products & Alliances, Community Wellness and Youth. "The common theme through all award-winning campaigns is a dedicated commitment to our brand; logical solutions from a local financial cooperative committed to community banking," said Tom Atkins, Manager-Marketing & Relationship Development, Nelson & District Credit Union. "Key attributes of our brand, such as consistency and lifestyle, allow us to connect with our members." The Marketing Team made up of Tom Atkins, Rick Loewen, Bradley Roulston and Tom Murray with design direction provided by Brad Steele, from Nelson based Frolix Design, worked to create an image that reflects our communities' love of lifestyle, commitment to community and the desire for local banking solutions. Tom Atkins was also recognized for his win in a Team Marketing competition titled the MACU Masters. Four teams of credit union marketing professionals were given the task of re-creating the brand for 2 non-profit women's programs. Tom's team developed an engaging campaign for the Victoria Women's Transition House Society to take the inaugural MACU Masters title. http://www.nelsoncu.com/news.php?id=74 http://www.nelsoncu.com/news.php?id=74 Sun, 08 Jun 2008 00:00:00 -0700 Kootenay Co-op Radio presents a Summer Youth Radio Camp. 1 week camps begin August 4th. Hands-on learning with pro instructors Training includes planning a show, interviewing, hosting, working the soundboard and editing. At the end of each camp week, participants will collaborate to produce an hour-long show. To find out more contact Anna Planedin at (259) 352-9600 or radiocamp@kootenaycoopradio.com. http://www.nelsoncu.com/upload_publications/upload_2008-06-01.pdf http://www.nelsoncu.com/upload_publications/upload_2008-06-01.pdf Sun, 01 Jun 2008 00:00:00 -0700 Local Certified Professional Provides Solutions For Seniors http://www.nelsoncu.com/newsletters/newsletter_2008-06-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2008-06-01.pdf Sun, 01 Jun 2008 00:00:00 -0700 Dollars n' Sense - June 2008 http://www.nelsoncu.com/upload_publications/upload_2008-05-22.pdf http://www.nelsoncu.com/upload_publications/upload_2008-05-22.pdf Thu, 22 May 2008 00:00:00 -0700 helping to bring the best of BC writing and publishing to the next generation of readers and authors http://www.nelsoncu.com/news.php?id=71 http://www.nelsoncu.com/news.php?id=71 Fri, 02 May 2008 00:00:00 -0700 May 1, 2008 - 08:004 B.C. Credit Unions Post Earnings of $261 Million in 2007 VANCOUVER -- B.C. credit unions earned $261 million before taxes and dividends last year, Credit Union Central of British Columbia announced today. That marks a modest gain over the 2006 result of $260 million. The system's combined assets grew by 9.5 per cent to $42.6 billion at year-end. "B.C. credit unions enjoyed another solid year in 2007," said Don Rolfe, Central's President and Chief Executive Officer. "With the strength in the province's domestic economy, particularly the housing sector, credit unions saw continued growth in loans to home-buyers and businesses." Housing markets continued to be strong in most regions of B.C., and the residential mortgage portfolio grew by 10.1 per cent to $25 billion, amounting to 68 per cent of total loans. Loans to businesses grew by 15.3 per cent to $9.1 billion, representing nearly 25 per cent of the lending portfolio. Loan delinquency remained at very low levels, with loans in arrears more than 90 days amounting to just 0.21 per cent of total loan value. Members' deposits grew by 7.9 per cent to $36.3 billion. B.C. credit unions are owned by their 1.6 million members, who received $39 million in dividends and patronage rebates last year. There are 48 credit unions in B.C., operating from 368 locations in 140 communities, including 41 that have no other financial institution. They are governed by local boards of directors, elected on a one-member, one-vote basis. The B.C. credit union system employs more than 8,000 British Columbians. http://www.nelsoncu.com/upload_publications/upload_2008-04-29.pdf http://www.nelsoncu.com/upload_publications/upload_2008-04-29.pdf Tue, 29 Apr 2008 00:00:00 -0700 Steve Cutt, not only a good man but a good sport! http://www.nelsoncu.com/news.php?id=70 http://www.nelsoncu.com/news.php?id=70 Fri, 18 Apr 2008 00:00:00 -0700 Members can view 2007 financial results by scrolling over the About NDCU option and clicking on the Annual Report 2007 button. http://www.nelsoncu.com/financial_hike.php?id=13 http://www.nelsoncu.com/financial_hike.php?id=13 Mon, 17 Mar 2008 13:48:31 -0700 A Few Highlights from the 2008 Federal Budget Bradley Roulston, CFP Tax-Free Savings Account Undoubtedly, the biggest treat for investors in the 2008 federal budget was the introduction of a new savings vehicle that will allow Canadians to save money, not just for retirement but for any purpose, on a completely tax-exempt basis. Starting in 2009, Canadians who are at least 18 years old will be able to contribute to a Tax-Free Savings Account (TFSA). Contribution room is $5,000 (indexed annually), will be cumulative and will be allowed to be carried forward indefinitely. For instance, if your contribution was only $2,000 in 2009, you can contribute $8,000 in 2010 ($3,000 carry-forward plus $5,000 of new room). Unlike the RRSP system, any amounts withdrawn will be automatically added to your TFSA contribution room. However, be careful not to over-contribute as excess contributions will be taxed at 1% per month. Unlike RRSPs, but similar to RESPs, contributions to a TFSA will not be tax-deductible from income. The big advantage is that any income and gains on investments held within a TFSA won't be taxed either while inside the TFSA or upon ultimate withdrawal. Further, since withdrawals are not considered income, they will have no impact on government befits or credits such as GIS, OAS on the Canada Child Tax Benefit or the Goods and Services Tax Credit. Since income earned inside the TFSA along with withdrawals are non-taxable, you won't be able to write off any interest expense on funds borrowed for the purpose of investing in a TFSA (similar to RRSPs). However, unlike RRSPs, you can use TFSA assets as collateral, which may facilitate investors in obtaining secured credit at more favourable rates. Income splitting is allowed as attribution rules do not apply to any income or gains earned in the TFSA derived from a spouse or partner's contributions. Assuming that you have limited funds and choosing between the TFSA or RRSP... While both are meant to be tax-neutral, RRSPs will make more sense if your tax rate is lower when you take the money out (I.e. retirement). Both vehicles work best when years of compounding interest are able to occur. People might be inclined to withdrawal money from their TFSA more regularly, hence sacrificing their retirement income. Other critics believe that the TFSAs are likely to be utilized more by middle and upper income earners. Dividend Tax Credit In response to the reduction in corporate tax rates from 19% in 2008 to 15% in 2012, the dividend gross-up factor and the dividend tax credit for eligible dividends will be reduced. By 2012, an eligible dividend will be gross-up by 38% (compared to 45% currently) and the dividend tax credit will be reduced to 15% from the current level of 19%. These changes will increase the effective federal tax rate on eligible dividends from 14.55% to 19.29% by 2012. Depreciation The manufacturing and process sector also received extended capital cost allowance treatment for investment in machinery and equipment. The accelerated depreciation that was introduced in the 2007 budget and which applied to investments made within a two year horizon has now been extended out to include investments made up to the end of 2011. For the first additional year, a 50% straight-line accelerated CCA treatment will apply, but for 2010-11, an accelerated treatment will be provided on a declining basis. Bradley Roulston, CFP is a manager of the Nelson & District Credit Union. For more information, contact broulston@nelsoncu.com http://www.nelsoncu.com/newsletters/0newsletter_2008-03-01.pdf http://www.nelsoncu.com/newsletters/0newsletter_2008-03-01.pdf Sat, 01 Mar 2008 00:00:00 -0700 Dollars n' Sense - March 2008 http://www.nelsoncu.com/upload_publications/1upload_2008-02-22.pdf http://www.nelsoncu.com/upload_publications/1upload_2008-02-22.pdf Fri, 22 Feb 2008 00:00:00 -0700 Nelson & District Credit Union has another strong year. http://www.nelsoncu.com/upload_publications/upload_2008-02-01.pdf http://www.nelsoncu.com/upload_publications/upload_2008-02-01.pdf Fri, 01 Feb 2008 00:00:00 -0700 Brian Poch helps cut the ribbon http://www.nelsoncu.com/upload_publications/upload_2007-12-17.pdf http://www.nelsoncu.com/upload_publications/upload_2007-12-17.pdf Mon, 17 Dec 2007 00:00:00 -0700 http://www.nelsoncu.com/financial_hike.php?id=12 http://www.nelsoncu.com/financial_hike.php?id=12 Wed, 05 Dec 2007 09:50:32 -0700 http://www.nelsoncu.com/financial_hike.php?id=11 http://www.nelsoncu.com/financial_hike.php?id=11 Mon, 19 Nov 2007 16:33:02 -0700 http://www.nelsoncu.com/upload_publications/upload_2007-11-19.pdf http://www.nelsoncu.com/upload_publications/upload_2007-11-19.pdf Mon, 19 Nov 2007 00:00:00 -0700 Climate change and NDCU. http://www.nelsoncu.com/financial_hike.php?id=10 http://www.nelsoncu.com/financial_hike.php?id=10 Thu, 08 Nov 2007 12:40:30 -0700 http://www.nelsoncu.com/newsletters/0newsletter_2007-11-01.pdf http://www.nelsoncu.com/newsletters/0newsletter_2007-11-01.pdf Thu, 01 Nov 2007 00:00:00 -0700 Dollars n' Sense - November 2007 http://www.nelsoncu.com/news.php?id=68 http://www.nelsoncu.com/news.php?id=68 Tue, 16 Oct 2007 00:00:00 -0700 Celebrating Co-op Week A co-operative (co-op) is a jointly owned and democratically controlled enterprise by its members. BC has one of the most vibrant co-op movements in Canada with one in three people being members. Co-ops in BC started in the early 1900s largely through the formation of consumer co-ops that provided affordable quality goods as an alternative to company stores in mining communities. Today there are over 700 co-ops in BC, Nelson area has over 20 of them. Some of the more popular co-ops are Credit Unions and Mountain Equipment Co-op. Co-ops can be businesses offering products or services to their members, social enterprising providing necessities as housing or employment or public services like healthcare or client care. Co-ops are not necessarily driven by profit, being member-run; their desire is to bring fairness, equity and justice to the marketplace. Through their tradition of self-help and mutual aid, co-ops have made a major contribution to the development and stability of BC communities. Here in the Nelson area, a regional co-op is forming to best serve the interests of local residents by sharing resources, experience and planning. It is the first of its kind in BC to form! All co-ops in the world are based on a set of principles 1) Voluntary and Open membership 2) Democratic Member Control 3) Member Economic Participation 4) Autonomy and Independence 5) Education, Training and Information 6) Co-operation among Co-operatives 7) Concern for Community Co-op week celebrations began in Canada in 1981 in the Maritimes and Saskatchewan. In 1982, the celebration went national with the encouragement of the Co-operative Union of Canada (predecessor of the Canadian Co-operative Association). Co-op week is a celebration of people working together and sharing. You can learn more about the co-op movement in BC at www.bcca.coop Bradley Roulston http://www.nelsoncu.com/news.php?id=67 http://www.nelsoncu.com/news.php?id=67 Tue, 16 Oct 2007 00:00:00 -0700 http://www.nelsoncu.com/financial_hike.php?id=9 http://www.nelsoncu.com/financial_hike.php?id=9 Mon, 15 Oct 2007 16:17:05 -0700 http://www.nelsoncu.com/financial_hike.php?id=8 http://www.nelsoncu.com/financial_hike.php?id=8 Fri, 28 Sep 2007 16:22:27 -0700 Trekking the high road Align your investments with your values and put your money where your heart is! Social Responsible Investing is nothing more than integrating your values and social concerns into your investments decisions. Social Responsible Investments (SRIs) are normally considered as mutual funds that only buy stocks in companies that are socially responsible. Over the past 15 years the amount of assets invested in SRIs have grown exponentially! However, Nelson & District Credit Union term deposits are even more socially responsible since your money will be reinvested back into our own local economy and abide by our highest lending standards. You might have concerns over the nature of a business, environmental practices, labour issues, human rights, animal rights or community relations. Why not speak through your investment decisions? One should not have to sacrifice returns for ethics. Companies that exhibit diligence, prudence and responsibility for long-term social and environmental advancement are far more likely to succeed. For example, a company with a good environmental track record - saving money through good waste management, less litigation and speedy government approval will be more profitable. There are rewards for good behavior! Nothing speaks as loudly to government & corporations than where you spend and invest your money. As investment fund advisors, we are able to access all major mutual funds - including SRIs and naturally to our term deposits. With good planning, we ensure that your portfolio is in-line with achieving your viewpoints. Contact us at thehike@nelsoncu.com http://www.nelsoncu.com/financial_hike.php?id=7 http://www.nelsoncu.com/financial_hike.php?id=7 Fri, 14 Sep 2007 15:25:03 -0700 http://www.nelsoncu.com/news.php?id=65 http://www.nelsoncu.com/news.php?id=65 Mon, 10 Sep 2007 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2007-09-05.pdf http://www.nelsoncu.com/upload_publications/upload_2007-09-05.pdf Wed, 05 Sep 2007 00:00:00 -0700 Real Simple Syndication allows members to receive the most recent news and information from Nelson & District Credit Union http://www.nelsoncu.com/newsletters/newsletter_2007-09-04.pdf http://www.nelsoncu.com/newsletters/newsletter_2007-09-04.pdf Tue, 04 Sep 2007 00:00:00 -0700 Dollars n' Sense - September 2007 http://www.nelsoncu.com/news.php?id=63 http://www.nelsoncu.com/news.php?id=63 Fri, 31 Aug 2007 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=94 http://www.nelsoncu.com/community_spotlight.php?id=94 Wed, 29 Aug 2007 00:00:00 -0700 Just before the summer break a couple of schools accessed the funds that the Credit Union makes available for schools in District #8. In the top photo Tom Atkins hands a cheque to students at Redfish School for their Stream of Dream fish program. In the bottom photo, Bradley Roulston presents a cheque to a group of Grade 12 students involved in the Recreation Leadership Class at L V Rogers Secondary School. http://www.nelsoncu.com/news.php?id=61 http://www.nelsoncu.com/news.php?id=61 Mon, 27 Aug 2007 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=62 http://www.nelsoncu.com/news.php?id=62 Mon, 27 Aug 2007 00:00:00 -0700 http://www.nelsoncu.com/financial_hike.php?id=5 http://www.nelsoncu.com/financial_hike.php?id=5 Tue, 21 Aug 2007 13:52:40 -0700 http://www.nelsoncu.com/financial_hike.php?id=4 http://www.nelsoncu.com/financial_hike.php?id=4 Thu, 26 Jul 2007 16:15:15 -0700 http://www.nelsoncu.com/financial_hike.php?id=3 http://www.nelsoncu.com/financial_hike.php?id=3 Wed, 25 Jul 2007 10:24:13 -0700 http://www.nelsoncu.com/community_spotlight.php?id=93 http://www.nelsoncu.com/community_spotlight.php?id=93 Tue, 24 Jul 2007 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=92 http://www.nelsoncu.com/community_spotlight.php?id=92 Mon, 18 Jun 2007 00:00:00 -0700 In order for more people to be able to use the services of the Nelson Carshare Co-op, several members of the co-op came up with the idea of offering a micro credit program. They approached the credit union about providing some cash to get the loan program up and running. Doug Stoddart (left) and Tom Atkins of the credit union hand over a cheque to Julia Roberts, Chair of the car co-op. The loans enable people to become members of the car co-op in Nelson and to enjoy the benefits of full membership right away. http://www.nelsoncu.com/newsletters/newsletter_2007-06-10.pdf http://www.nelsoncu.com/newsletters/newsletter_2007-06-10.pdf Sun, 10 Jun 2007 00:00:00 -0700 Dollars n' Sense - June 2007 http://www.nelsoncu.com/upload_publications/upload_2007-05-18.pdf http://www.nelsoncu.com/upload_publications/upload_2007-05-18.pdf Fri, 18 May 2007 00:00:00 -0700 Take The Hike - A Clear Path to Financial, Tax & Insurance Planning http://www.nelsoncu.com/news.php?id=57 http://www.nelsoncu.com/news.php?id=57 Wed, 16 May 2007 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=91 http://www.nelsoncu.com/community_spotlight.php?id=91 Thu, 10 May 2007 00:00:00 -0700 A number of the Credit Union staff went across the street to chat with their neighbors, Touchstones Nelson, and present them with a sponsorship cheque. Accepting the cheque on behalf of the Museum, Art Gallery and Archives facility is Leah Best (front right), the Executive Director. Also on hand from Touchstones are four ladies on the steps in behind Leah (in ascending order): Deborah Loxam-Kohl, Shawn Lamb, Kaley Ewart and right beside Kaley, Alex Macfarlane. The funds will be used to help cover expenses for exhibitions brought in throughout the year and the credit union sees this as an opportunity to encourage economic activity in the city of Nelson! http://www.nelsoncu.com/news.php?id=56 http://www.nelsoncu.com/news.php?id=56 Thu, 03 May 2007 00:00:00 -0700 2007 Board of Director's Election Results Marjorie Bailey - Director: Nelson Representative Area - 3 year term Colin McClure - Director: Nelson Representative - 3 year term Mark Martin - Director at Large - 3 year term The new executive committee is: Chair: Linda MacDermid First Vice Chair: Gordon Player Second Vice Chair: John Edwards Thank you to all members, guests and staff that attended the Annual General Meeting on Wednesday May 2, 2007 at the Prestige Lakeside Resort. Thank you also to our outgoing directors John Malakoff, Lorne Westnedge and Michael Bancroft for their years of service. http://www.nelsoncu.com/news.php?id=54 http://www.nelsoncu.com/news.php?id=54 Wed, 14 Mar 2007 00:00:00 -0700 http://www.nelsoncu.com/newsletters/1newsletter_2007-03-09.pdf http://www.nelsoncu.com/newsletters/1newsletter_2007-03-09.pdf Fri, 09 Mar 2007 00:00:00 -0700 Dollars n' Sense - March 2007 http://www.nelsoncu.com/news.php?id=49 http://www.nelsoncu.com/news.php?id=49 Sun, 25 Feb 2007 00:00:00 -0700 We are pleased to present a new service (no cost for NDCU members) - The Financial Hike. A complete, written, personalized financial plan tailored to the needs of Nelson and area residents. The Hike clearly outlines the most strategic way to arrange all your financial/insurance affairs to best achieve your lifegoals in easy Hiking terms. All it takes is a first-aid kit, daypack, retirement backpack, an umbrella, tight caps on your cash-flow water bottle all centred around what view-points you want to get to in your life. Interested in learning more or want to get your own Hike - contact Bradley Roulston, CFP, CLU at broulston@nelson.cu. http://www.nelsoncu.com/community_spotlight.php?id=90 http://www.nelsoncu.com/community_spotlight.php?id=90 Thu, 15 Feb 2007 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=50 http://www.nelsoncu.com/news.php?id=50 Mon, 22 Jan 2007 00:00:00 -0700 http://www.nelsoncu.com/upload_publications/upload_2007-01-12.pdf http://www.nelsoncu.com/upload_publications/upload_2007-01-12.pdf Fri, 12 Jan 2007 00:00:00 -0700 Cup Crazy during Hockey Day in Canada Festivities http://www.nelsoncu.com/community_spotlight.php?id=89 http://www.nelsoncu.com/community_spotlight.php?id=89 Wed, 20 Dec 2006 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=88 http://www.nelsoncu.com/community_spotlight.php?id=88 Tue, 05 Dec 2006 00:00:00 -0700 George Penfold (far left) has been appointed by Selkirk College as the first Regional Innovation Chair in Rural Economic Development for the West Kootenay/Boundary region. Murray Coell (being interviewed by the media next to Penfold), the Minister of Advanced Education, who came to Castlegar to welcome the first RIC in the province indicated the goal is to have nine chairs throughout the province which will translate into jobs and diversity for young people so their skills can be utilized in the regions where they live. It took $2.5 million to get the program going with half of that coming from the private sector and local government sources. Nelson & District Credit Union contributed a dollar and a half per member to show their support for economic development in our area! http://www.nelsoncu.com/newsletters/newsletter_2007-03-09.pdf http://www.nelsoncu.com/newsletters/newsletter_2007-03-09.pdf Fri, 01 Dec 2006 00:00:00 -0700 Dollars n' Sense - December 2006 http://www.nelsoncu.com/upload_publications/upload_2006-11-07.pdf http://www.nelsoncu.com/upload_publications/upload_2006-11-07.pdf Tue, 07 Nov 2006 00:00:00 -0700 $50,000 award to be decided by Rossland Members. http://www.nelsoncu.com/community_spotlight.php?id=87 http://www.nelsoncu.com/community_spotlight.php?id=87 Fri, 03 Nov 2006 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=86 http://www.nelsoncu.com/community_spotlight.php?id=86 Thu, 05 Oct 2006 00:00:00 -0700 The Procter Community Society has been busy this year raising funds for the purchase of volleyball and gymnastics equipment. They also want to install a ramp for better access to the community hall. The credit union chipped in enough to get the ramp completed later this year or in early '07. Presenting the cheque to Janice Elder (right), Treasurer of the Society is Joy Butula of Allard Insurance Agencies Ltd., which is a wholly owned subsidiary of Nelson & District Credit Union. http://www.nelsoncu.com/community_spotlight.php?id=84 http://www.nelsoncu.com/community_spotlight.php?id=84 Fri, 01 Sep 2006 00:00:00 -0700 Earlier in the year Nelson & District Credit Union designed and produced a series of special edition MemberCards. The cards feature scenes specific to each of our branches which have been well received. As a way of marking our 55th Anniversary we gave members an opportunity for 55 days to come in and get their new card for FREE and have their name entered in a draw. The winners from each branch received a panoramic print of the scene on their MemberCard and we also contributed funds to a community group of their choice. Here Deb Nelson (left), Manager - Financial Services, stands with Heather Cooper and daughter Sienna and Stephanie Robinson (far right) of the Rossland Recreation Department, who used the funds for their summer program. http://www.nelsoncu.com/community_spotlight.php?id=82 http://www.nelsoncu.com/community_spotlight.php?id=82 Fri, 01 Sep 2006 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=85 http://www.nelsoncu.com/community_spotlight.php?id=85 Fri, 01 Sep 2006 00:00:00 -0700 Earlier in the year Nelson & District Credit Union designed and produced a series of special edition MemberCards. The cards feature scenes specific to each of our branches which have been well received. As a way of marking our 55th Anniversary we gave members an opportunity for 55 days to come in and get their new card for FREE and have their name entered in a draw. The winners from each branch received a panoramic print of the scene on their MemberCard and we also contributed funds to a community group of their choice. Lisa Nelson (far right) chose the Our Daily Bread program that provides food for the hungry in Nelson. Bradley Roulston (left), Certified Financial Planner in our Wealth Management Division passes the cheque to Pastor Jim Reimer who heads up the Our Daily Bread program and just behind Jim and Lisa is Tom Atkins, Manager - Program Development & Training. http://www.nelsoncu.com/community_spotlight.php?id=80 http://www.nelsoncu.com/community_spotlight.php?id=80 Tue, 22 Aug 2006 00:00:00 -0700 Under the direction of Geoffrey Burns, Allison Girvan and Lynette Lightfoot the Capitol Theatre produced another top notch summer youth program. Gratefully accepting a cheque for the production of The Music Man is Neil Harrower, Director of the Capitol Theatre. Presenting the cheque from the Credit Union are Christine McCandlish, Chair of the Board of Directors, Virginia Makaroff, Executive Assistant and Tom Atkins, Manager, Program Development and Training. Cast and crew for the show are in the photo in behind Neil as they take a few moments to relax on a sunny afternoon! http://www.nelsoncu.com/upload_publications/upload_2006-08-15.pdf http://www.nelsoncu.com/upload_publications/upload_2006-08-15.pdf Tue, 15 Aug 2006 00:00:00 -0700 Tom Atkins honored to be recognized by international council. http://www.nelsoncu.com/community_spotlight.php?id=79 http://www.nelsoncu.com/community_spotlight.php?id=79 Tue, 25 Jul 2006 00:00:00 -0700 The Riondel Community Cable & Video Society received a financial donation from the East Shore Community Branch of Nelson & District Credit Union. The funds will be used to cover some of the costs of the high speed internet installation that the Society is adding to its cable distribution. Colin Horwood, Bill Scott, Stuart Corry and Bill Nelson accept the cheque from Allan Turberfield. http://www.nelsoncu.com/newsletters/0newsletter_2006-07-18.pdf http://www.nelsoncu.com/newsletters/0newsletter_2006-07-18.pdf Tue, 18 Jul 2006 00:00:00 -0700 Dollars n' Sense - July 2006 http://www.nelsoncu.com/community_spotlight.php?id=78 http://www.nelsoncu.com/community_spotlight.php?id=78 Tue, 04 Jul 2006 00:00:00 -0700 Amy Paulhus and Stephanie Draper accept a cheque on behalf of the Crawford Bay School Badminton Team from Allan Turberfield, Manager of the East Shore Community Branch. The monies were used to defray costs of the team attending the BC High School Championships which were held earlier in the year in Cranbrook. The donation was made as part of the Community Investment Program (CIP)sponsored by Nelson & District Credit Union. http://www.nelsoncu.com/community_spotlight.php?id=77 http://www.nelsoncu.com/community_spotlight.php?id=77 Mon, 19 Jun 2006 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=76 http://www.nelsoncu.com/community_spotlight.php?id=76 Thu, 08 Jun 2006 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=48 http://www.nelsoncu.com/news.php?id=48 Thu, 01 Jun 2006 00:00:00 -0700 On Thursday June 1, 2006 representatives from Nelson & District Credit Union and Funktion Design were in Kelowna at the MACU (Marketing Association of Credit Unions) Awards Gala Dinner. This national association recognizes the best and brightest achievements in credit union advertising and communications through the coveted Achievement in Marketing Excellence (AIME) Awards. Nelson & District Credit Union was recognized for its web site, www.nelsoncu.com. http://www.nelsoncu.com/community_spotlight.php?id=75 http://www.nelsoncu.com/community_spotlight.php?id=75 Thu, 04 May 2006 00:00:00 -0700 By all accounts the Big FREE Day was a Big Success and organizers Dorothy Hall (far left), Melanie Pieper (second from right) and Della McLeod (far right) were grateful for the support shown by the community. The credit union Wellness Team also got on board by arranging for staff to donate various items and then delivering them to the hall. Members of the Wellness Team appearing in the photo next to Dorothy include Janine, Candace and Lois. http://www.nelsoncu.com/newsletters/newsletter_2006-05-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2006-05-01.pdf Mon, 01 May 2006 00:00:00 -0700 Dollars n' Sense - May 2006 http://www.nelsoncu.com/community_spotlight.php?id=74 http://www.nelsoncu.com/community_spotlight.php?id=74 Thu, 13 Apr 2006 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=73 http://www.nelsoncu.com/community_spotlight.php?id=73 Tue, 04 Apr 2006 00:00:00 -0700 Since the fall of 2003, Nelson & District Credit Union has supported School District #8 with close to $9000 in funds to benefit students in the many facets of school life. This photo shows students and staff from Rosemont Elementary accepting a cheque for $300 to support their 2-4-C Group. This group is composed of 6 students, 3 parents and 3 staff members who monitor and support initiatives to enhance the schools Social Responsibility Goal and to make it a safe and inclusive school for all. Way to go! http://www.nelsoncu.com/community_spotlight.php?id=71 http://www.nelsoncu.com/community_spotlight.php?id=71 Tue, 21 Mar 2006 00:00:00 -0700 Kim Adamson (far right), a Co-ordinator for the Success By 6 program in the West Kootenay, stopped by the credit union to see how the book drive was going and was grateful to see that people in the community were responding. Anyone who has picture books which are in pretty good shape and that they no longer need can drop off the books at any of the credit union branches. Tom, Dominique, Candace, Elke and Lois of the Wellness Team at the credit union are pleased that this type of program is available in our region and encourage people to drop their books off soon. http://www.nelsoncu.com/community_spotlight.php?id=70 http://www.nelsoncu.com/community_spotlight.php?id=70 Mon, 27 Feb 2006 00:00:00 -0700 The Rossland Community Branch wrapped up 2005 with a substantial contribution to the Black Jack Cross Country Ski Club in Rossland. NDCU supported the purchase of 8 biathlon targets for their club, a community investment of $8000. Pictured is Deb Nelson, Manager of Retail Services from the Rossland Community Branch, presenting the medals to some of the top participants of the 2006 BC Winter Games Biathlon event at the new Black Jack facility. http://www.nelsoncu.com/news.php?id=43 http://www.nelsoncu.com/news.php?id=43 Fri, 27 Jan 2006 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=69 http://www.nelsoncu.com/community_spotlight.php?id=69 Tue, 10 Jan 2006 00:00:00 -0700 http://www.nelsoncu.com/newsletters/newsletter_2005-12-31.pdf http://www.nelsoncu.com/newsletters/newsletter_2005-12-31.pdf Sat, 31 Dec 2005 00:00:00 -0700 Dollars n' Sense - December 2005 http://www.nelsoncu.com/community_spotlight.php?id=68 http://www.nelsoncu.com/community_spotlight.php?id=68 Wed, 21 Dec 2005 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=42 http://www.nelsoncu.com/news.php?id=42 Thu, 15 Dec 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=66 http://www.nelsoncu.com/community_spotlight.php?id=66 Mon, 05 Dec 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=65 http://www.nelsoncu.com/community_spotlight.php?id=65 Tue, 29 Nov 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=63 http://www.nelsoncu.com/community_spotlight.php?id=63 Fri, 25 Nov 2005 00:00:00 -0700 The credit union's Youth Community Champions Challenge gives youth a chance to win some money for their team, club, organization or group just by submitting an article on the positive impact that their group has on youth in our area. Neil Hilts of Rossland won $500 for the Rossland Red Mountain Racers based on his essay that he wrote about them. Happy to accept the cheque from Neil is President, Charlotte Carmichael of the Red Mountain Racers. Also on hand for the photo (from left to right) were: Tom Atkins of the credit union, Jessie Carmichael and Alison Worsfold. http://www.nelsoncu.com/community_spotlight.php?id=59 http://www.nelsoncu.com/community_spotlight.php?id=59 Mon, 07 Nov 2005 00:00:00 -0700 http://www.nelsoncu.com/news.php?id=41 http://www.nelsoncu.com/news.php?id=41 Mon, 24 Oct 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=58 http://www.nelsoncu.com/community_spotlight.php?id=58 Mon, 17 Oct 2005 00:00:00 -0700 For more than 20 years, independent photographer Fred Rosenberg has been capturing people out and about on the streets of Nelson. Though Fred's work has been featured in many different shows and displays in our province, he has also been trying to establish a permanent collection at the Nelson Museum. With the help of the credit union, Fred was able to produce over two dozen photographs that he recently presented to Leah Best, Executive Director of the museum. Be sure to ask to see the collection the next time you stop by the museum! http://www.nelsoncu.com/newsletters/newsletter_2005-09-30.pdf http://www.nelsoncu.com/newsletters/newsletter_2005-09-30.pdf Fri, 30 Sep 2005 00:00:00 -0700 Dollars n' Sense - September 2005 http://www.nelsoncu.com/upload_publications/upload_2005-09-13.pdf http://www.nelsoncu.com/upload_publications/upload_2005-09-13.pdf Tue, 13 Sep 2005 00:00:00 -0700 On Monday October 3/05 another innovative chapter began at Nelson & District Credit Union with the launch of a new version of nelsoncu.com. These new changes will enable us to showcase our unique communities. http://www.nelsoncu.com/community_spotlight.php?id=50 http://www.nelsoncu.com/community_spotlight.php?id=50 Tue, 23 Aug 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=49 http://www.nelsoncu.com/community_spotlight.php?id=49 Fri, 29 Jul 2005 00:00:00 -0700 http://www.nelsoncu.com/newsletters/newsletter_2005-07-13.pdf http://www.nelsoncu.com/newsletters/newsletter_2005-07-13.pdf Wed, 13 Jul 2005 00:00:00 -0700 Dollars n' Sense - July 2005 http://www.nelsoncu.com/community_spotlight.php?id=48 http://www.nelsoncu.com/community_spotlight.php?id=48 Thu, 23 Jun 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=47 http://www.nelsoncu.com/community_spotlight.php?id=47 Tue, 10 May 2005 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=46 http://www.nelsoncu.com/community_spotlight.php?id=46 Wed, 20 Apr 2005 00:00:00 -0700 Success By 6 is an initiative dedicated to ensuring that children between the ages of 0 and 6 have access to programs and services that support their healthy growth and development. The credit unions in BC, local United Ways and the provincial Ministry of Children and Family Development have banded together to help support this program. In early April the credit union held a bake sale in Nelson to help do some fundraising and with the assistance of matching funds from the government as well as funds raised at the other branches about $650 has been collected. Standing by the bake table are (from left to right) Deb Weiland and Tom Atkins from the credit union, Blair Suffredine, MLA for Nelson-Creston and Kim Adamson a West Kootenay Co-ordinator for Success By 6. http://www.nelsoncu.com/newsletters/newsletter_2005-04-12.pdf http://www.nelsoncu.com/newsletters/newsletter_2005-04-12.pdf Tue, 12 Apr 2005 00:00:00 -0700 Dollars n' Sense - April 2005 http://www.nelsoncu.com/community_spotlight.php?id=45 http://www.nelsoncu.com/community_spotlight.php?id=45 Tue, 29 Mar 2005 00:00:00 -0700 It's no secret that getting an education costs money and that is why Nelson& District Credit Union supports a number of programs that assist students. A couple of years ago the credit union started the Nelson & District Credit Union Aspire Scholarship and with the help of matching funds from the Selkirk College Foundation and the addition of the cheque from Tom Atkins (second from right), Manager Program Development & Training at the credit union, the Endowment Fund is now at $17,000! Students like (from left to right) Ian, Kyle, Rebecca and Ashley appreciate knowing that there are funds available to them for their education. http://www.nelsoncu.com/community_spotlight.php?id=44 http://www.nelsoncu.com/community_spotlight.php?id=44 Mon, 21 Feb 2005 00:00:00 -0700 As part of their Jaws of Life Campaign, the Rossland Fire Department was happy to receive a contribution from the credit union. Deb Nelson, Rossland Branch Manager (far left) and Steve Cutt, Investment Advisor in our Wealth Management Division, hand over the cheque to Fire Chief, Gerry Woodhouse and Mark Daines, Manager of the Rossland Chamber of Commerce and a Firefighter. http://www.nelsoncu.com/community_spotlight.php?id=43 http://www.nelsoncu.com/community_spotlight.php?id=43 Fri, 28 Jan 2005 00:00:00 -0700 Doug Stoddart, General Manager of the credit union, (on left) announces the presentation of a $10,000 cheque to the Museum, Archives and Art Gallery Society. Showing their appreciation are Frances Wellwood, Shawn Lamb, Stephanie Fischer and Ed Mannings. The funds will help to get the museum and an art gallery under one roof in the building which currently houses City Hall (pictured in the background). http://www.nelsoncu.com/community_spotlight.php?id=42 http://www.nelsoncu.com/community_spotlight.php?id=42 Tue, 11 Jan 2005 00:00:00 -0700 Getting ready to Rap - er -ah - make that - wrap things up for another year are a number of our staff who pitched in to help out the Aimee Beaulieu Transition House. Before (from left to right) Virg, Janine, Karlene, Elke, Dom, Eva, Mary, Tera, Candace and Deb could wrap the presents, they had to select a request that had been placed on a Christmas tree at the Kootenai Moon Wicker and Rattan store on Baker Street, and then go out to see if they could find the item and purchase it. The Credit Union Wellness Team supplied the funds for the purchases and more than 20 gifts were delivered to the transition house! http://www.nelsoncu.com/community_spotlight.php?id=41 http://www.nelsoncu.com/community_spotlight.php?id=41 Mon, 20 Dec 2004 00:00:00 -0700 Tom Atkins, Manager-Program Development & Training, hands out a cheque to the Gordon Sargent School in the top photo and in the bottom photo, students at Blewett School are holding the cheque that Tom presented when he stopped by recently. Mrs. West, a teacher at Gordon Sargent School, brought several children, and some ornaments that the students had made to the credit union where they helped to decorate our tree. The students are also holding a wreath that a family at the school made and gave to us. At Blewett School, the funds were used to hold an African dance and drum workshop and Tom and the students are taking a breather after going through one of the sessions. http://www.nelsoncu.com/upload_publications/upload_2004-12-09.jpg http://www.nelsoncu.com/upload_publications/upload_2004-12-09.jpg Thu, 09 Dec 2004 00:00:00 -0700 There are a number of different aspects to Wellness. This article will give you some insight into how our team responds to the challenge! http://www.nelsoncu.com/community_spotlight.php?id=40 http://www.nelsoncu.com/community_spotlight.php?id=40 Thu, 09 Dec 2004 00:00:00 -0700 In addition to organizing events within the credit union, the Wellness Team helps out various groups whose objectives are connected in some way to improving the wellness level in our communities. The Wellness Team (in top right photo)is handing a cheque over to Tracey Kikals, Program Co-ordinator at The Family Place. In the photo below it, Esther and Amy (front left), volunteers with the Advocacy Centre, receive a cheque at the credit union and in the far right photo the Wellness Team stopped by Bigby Place and helped out with a sizeable donation. Accepting the cheque are Ruth and Dwin - to the left of the Team in the back row - and Marlene and Jean at the back and to the right, as well as Steven, Glen and Nick in the front row. http://www.nelsoncu.com/upload_publications/upload_2004-11-30.jpg http://www.nelsoncu.com/upload_publications/upload_2004-11-30.jpg Tue, 30 Nov 2004 00:00:00 -0700 Last year the credit union won local and national awards. Now you can read about another accomplishment - a provincial award! http://www.nelsoncu.com/newsletters/newsletter_2004-11-10.pdf http://www.nelsoncu.com/newsletters/newsletter_2004-11-10.pdf Wed, 10 Nov 2004 00:00:00 -0700 Dollars n' Sense - November 2004 http://www.nelsoncu.com/community_spotlight.php?id=39 http://www.nelsoncu.com/community_spotlight.php?id=39 Wed, 27 Oct 2004 00:00:00 -0700 The East Shore Community Branch has been proudly serving its members for 50 years. As part of its anniversary celebrations, the credit union transferred a deed for some real estate that it owns to the Crawford Bay Park & Hall Association. On hand for the transfer on a beautiful, sunny day in Crawford Bay Park were (from left to right): Susan Hulland, Vice-President of the Crawford Bay Park & Hall Association, Greg Garbula, who played a big part in bringing the transfer about, John Edwards, East Shore Representative on the credit union's Board of Directors, Doug Stoddart, General Manager of the credit union and Allan Turberfield, East Shore Branch Manager. http://www.nelsoncu.com/community_spotlight.php?id=38 http://www.nelsoncu.com/community_spotlight.php?id=38 Mon, 27 Sep 2004 00:00:00 -0700 Before you know it summer is behind us and the schools are a flurry of activity following a short recess. Those students that have completed high school and are moving on to post secondary education are also busy adjusting to a new routine, and one of the biggest adjustments is finding a way to pay for that training. Each year the credit union helps out a little in that department by handing out some scholarships. Gordon Player (left) a member of the Board of Directors and Tom Atkins (right) Manager, Program Development & Training presented three scholarships to students at Rossland Secondary School. To Gordon's right are: Sarah Blaskovich, Katrina Ackerman and Ryan Turner. Sarah received the Aspire scholarship, Katrina the Dan Burnett Memorial Scholarship and Ryan the Aaron Allibone Memorial Scholarship. http://www.nelsoncu.com/community_spotlight.php?id=37 http://www.nelsoncu.com/community_spotlight.php?id=37 Fri, 13 Aug 2004 00:00:00 -0700 The atmosphere was "electric" at the Nelson Tennis Club when they caught wind of the credit union's contribution to their organization. The funds were used to make some much needed upgrades to the electrical system. Members from the club who stopped by to show their appreciation were: (back row from left to right) Elizabeth Zemmels, Director, Maureen Little, Maureen Hyham, Gord Gray, Treasurer, George Trainor, Junior Program Coach, Victoria Chichmanian, Secretary, Rick Loewen, presenting cheque from the credit union, Hubert Nyst, Tennis Club President, Guy Burton, Lanny Horkoff, Junior Program Assistant Coach and kneeling in front (from left to right) Jamie Perchie, Rhea Zeindler-Olsen and Chipman Purdey. http://www.nelsoncu.com/community_spotlight.php?id=36 http://www.nelsoncu.com/community_spotlight.php?id=36 Fri, 30 Jul 2004 00:00:00 -0700 This year's musical production coming out of the Capitol Theatre's Summer Youth Program is the popular 70's hit Godspell! As in the past few years, a number of youth spend a good portion of their summer diligently working at getting it all together for their time to shine and this year there were over 30 young people who did just that. The performances are always well attended which makes it all worthwhile for those who put so much into it. The credit union passed along their support in the form of a cheque to Marg Stacey, Manager of the theatre. Presenting the cheque is John Malakoff, Chair of the Board of Directors and just behind John is Tom Atkins, Youth Services Administrator at the credit union. http://www.nelsoncu.com/community_spotlight.php?id=35 http://www.nelsoncu.com/community_spotlight.php?id=35 Mon, 19 Jul 2004 00:00:00 -0700 In the bottom right photo baby Charlie is thrilled with the book he received as a result of the credit union helping to support the Columbia Basin Alliance for Literacy Program. Lois Anderson (far left) of the credit union presents the cheque to Joanne Harris, the Nelson Family Literacy Co-ordinator while Mary Asselin, Public Health Nurse, goes over some of the details of the program with Charlie's mom Alice. The staff at South Nelson School wanted to put on a Literacy Fair and as part of the School District 8 sponsorship program requested funds for the fair. Tom Atkins presents the credit union donation to several of the teachers at the school and in the other photo you can see just a few of the many displays the students prepared for the event. http://www.nelsoncu.com/community_spotlight.php?id=34 http://www.nelsoncu.com/community_spotlight.php?id=34 Fri, 25 Jun 2004 00:00:00 -0700 The credit union and School District #8 have worked out a program whereby the credit union provides a pool of money for schools within the district and then the schools submit an application for those funds. Tom Atkins, Youth Services Administrator at the credit union, visited three schools recently to hand out some cheques. Photo #1 - at Rosemont Elementary Tom is preparing to present a cheque to the Wowza's, the Destination Imagination Team that went to Tennessee. Photo #2 - Vic Manson, Principal at Hume Elementary applied for funding for the Grade 6 year end field trips and in Photo #3 Doug Garland, Principal at Brent Kennedy, will also be using the donated funds for various school trips. http://www.nelsoncu.com/community_spotlight.php?id=32 http://www.nelsoncu.com/community_spotlight.php?id=32 Thu, 17 Jun 2004 00:00:00 -0700 The Wellness Committee at Nelson & District Credit Union invited representatives of the Summit 2 Summit multi-sport event to give a presentation at one of our staff meetings. We ended up becoming a Gold Level sponsor and also had staff members form teams and enter the event. The committee liked the wellness aspect to the whole thing and saw the value of having the staff get a chance to be involved. In the centre of the photo, Dominique Huchet of the Wellness Committee presents a cheque on behalf of the rest of the staff to Laurie Simpson and Dara Davidson of Summit 2 Summit. http://www.nelsoncu.com/newsletters/newsletter_2004-06-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2004-06-01.pdf Tue, 01 Jun 2004 00:00:00 -0700 Dollars n' Sense - June 2004 http://www.nelsoncu.com/community_spotlight.php?id=31 http://www.nelsoncu.com/community_spotlight.php?id=31 Fri, 21 May 2004 00:00:00 -0700 Doug Stoddart, General Manager of the credit union, announces a $20,000 donation the credit union will be handing over to the Osprey Community Foundation. Bruce Morrison (standing just behind Doug), President of the Foundation, welcomes the news of the credit union's continued support. We have made several donations over the past few years. Any funds we contribute remain with the Foundation and it is the interest earned on those funds that get distributed in our community. http://www.nelsoncu.com/community_spotlight.php?id=30 http://www.nelsoncu.com/community_spotlight.php?id=30 Thu, 01 Apr 2004 00:00:00 -0700 As has been the case in years previous, Spring Break sees school teams who have managed to qualify, scurrying off to provincial tournaments. This year the Grade 9 girls basketball team at Trafalgar School got in at the last minute and here they are gladly receiving some much needed funds for their trip west. Accepting the cheque from Tom Atkins, Youth & Student Services Representative at the credit union are (from left to right) the team manager Kim Wilson, and players Danielle Johnston, Michelle Sturtevant, and Megan Kwan. http://www.nelsoncu.com/newsletters/newsletter_2004-03-12.pdf http://www.nelsoncu.com/newsletters/newsletter_2004-03-12.pdf Fri, 12 Mar 2004 00:00:00 -0700 Dollars n' Sense - March 2004 http://www.nelsoncu.com/community_spotlight.php?id=29 http://www.nelsoncu.com/community_spotlight.php?id=29 Mon, 08 Mar 2004 00:00:00 -0700 The Nelson Reflections Synchronized Swim Club was very appreciative of the support they received recently from the credit union. Dominique Huchet (far left) of the credit union presented the cheque to Erin Fitchett, swim team head coach. Standing beside Erin are Marnie Goodwin-Wilson, Caitlin Jessen, Cassie Wassick, Victoria Raedcher, and Susan Christie, Club President. Kneeling in front, from left to right, are Elisa Keeling-Hemphill and Alyssa Christie. http://www.nelsoncu.com/community_spotlight.php?id=28 http://www.nelsoncu.com/community_spotlight.php?id=28 Thu, 12 Feb 2004 00:00:00 -0700 Just as the summer of 2003 was "summery" so the winter of 2003-04 was ... well... "wintery" which made for the right conditions for the 107th Rossland Winter Carnival. The winter festival is one of the major attractions to the area so the credit union pitched in not only financially but also by serving up some delicious apple juice during the event. Staff and Board Members alike helped out. Shown here are Corilee (top photo, left) and Deb and Kelly (bottom photo) of the Staff and Linda and John (top photo) from the Board who all had a hand in making people feel warm inside! http://www.nelsoncu.com/community_spotlight.php?id=27 http://www.nelsoncu.com/community_spotlight.php?id=27 Thu, 15 Jan 2004 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=26 http://www.nelsoncu.com/community_spotlight.php?id=26 Thu, 18 Dec 2003 00:00:00 -0700 Recently the staff pitched in to help two local organizations who distribute hampers in our area. At the staff Christmas party recently, those who came either brought a non-perishable food item or donated money to the Salvation Army and in the photo, the cheque and two large containers of food are being presented to Major Ed Ostrom and in the other photo, staff members are busy wrapping gifts and preparing food hampers for the HALO Hampers organization. http://www.nelsoncu.com/upload_publications/upload_2003-12-18.pdf http://www.nelsoncu.com/upload_publications/upload_2003-12-18.pdf Thu, 18 Dec 2003 00:00:00 -0700 Attached is our Protecting Your Privacy brochure. It explains your privacy rights and the credit union's privacy policies. If you have any questions, please contact our Privacy Officer (contact information is contained in the brochure). http://www.nelsoncu.com/newsletters/newsletter_2003-12-12.pdf http://www.nelsoncu.com/newsletters/newsletter_2003-12-12.pdf Fri, 12 Dec 2003 00:00:00 -0700 Dollars n' Sense - December 2003 http://www.nelsoncu.com/community_spotlight.php?id=25 http://www.nelsoncu.com/community_spotlight.php?id=25 Mon, 08 Dec 2003 00:00:00 -0700 As everyone well remembers, it was a hot, dry summer - a summer that created a lot of devastation in the way of forest fires. To help support the relief efforts of the Canadian Red Cross, the Wealth Management & Financial Services departments contributed 25% of the credit union's casual jeans day fund to Shirley McCracken (seated front right)a volunteer with the Red Cross. Presenting the cheque to Shirley are (from left to right) Lori, Tara, Nancy, Brian, Deb, Katie, Tom, Vivi and Dave. http://www.nelsoncu.com/community_spotlight.php?id=21 http://www.nelsoncu.com/community_spotlight.php?id=21 Mon, 17 Nov 2003 00:00:00 -0700 Recently, Deb Storey (left) Commercial Services Manager and Tara Keirn (right) Nelson Branch Manager, were able to give Baigalmaa Sanjjav of Mongolia a detailed look at our credit union system. In Mongolia, Baigalmaa is the Executive Director of the Mongolian Co-operative Training and Information Centre and was able to spend a month in Canada as part of a mentorship program (Giving Credit Where Credit Is Due)set up by the Canadian Co-operative Association about three years ago. The program gives women from developing countries the opportunity to learn how the credit union system works in Canada. Baigalmaa was in Nelson for about a week and Tara and Deb enjoyed the time they had introducing her to our credit union, food and culture (particularly a hockey game that she was keen on seeing)! She will now be hoping to use the information that she has gained while in Canada to help set up credit unions in the rural areas of Mongolia. http://www.nelsoncu.com/community_spotlight.php?id=19 http://www.nelsoncu.com/community_spotlight.php?id=19 Mon, 15 Sep 2003 00:00:00 -0700 This year the credit union has helped out with a couple of projects that the Nelson & District Community Resources Society has been co-ordinating. In the top photo, Bruce Cottingham(right), Executive Co-ordinator and Angus Glass, both with NDCRS are pleased with the furniture and equipment that has been donated for the Short Term Accommodation program. In the bottom photo, Tom Atkins, Student & Youth Services Representative at the credit union presents a cheque to Allison Hack who is helping to co-ordinate the Earth Matter's Fruit Tree Project in the Nelson area. http://www.nelsoncu.com/newsletters/newsletter_2003-09-05.pdf http://www.nelsoncu.com/newsletters/newsletter_2003-09-05.pdf Fri, 05 Sep 2003 00:00:00 -0700 Dollars n' Sense - September 2003 http://www.nelsoncu.com/upload_publications/upload_2003-09-02.pdf http://www.nelsoncu.com/upload_publications/upload_2003-09-02.pdf Tue, 02 Sep 2003 00:00:00 -0700 If you currently receive cancelled cheques with your statement, you'll want to know more about our latest service innovation - cheque imaging! http://www.nelsoncu.com/community_spotlight.php?id=18 http://www.nelsoncu.com/community_spotlight.php?id=18 Wed, 13 Aug 2003 00:00:00 -0700 By all accounts the Nelson Free Ride Jam was an exciting weekend for a group of young cycling enthusiasts. The weather pattern continued to hold steady over the Kootenays. The skies remained clear, the sun hot and with little or no wind, dust clouds lay suspended above the mountain trails the entire weekend as riders ripped it up. Tom Atkins (third from left) Student & Youth Services Representative at the credit union presented a term deposit to Jason Manning (second from right)as part of the financial organization's involvement in the event. http://www.nelsoncu.com/community_spotlight.php?id=17 http://www.nelsoncu.com/community_spotlight.php?id=17 Tue, 05 Aug 2003 00:00:00 -0700 This is the third year that the credit union has been involved with the Capitol Theatre's Summer Program. Local youth are able to fine tune their creative talents under the fine leadership of people like Geoff Burns, Allison Girvan and Lynette Lightfoot! This year's production is Peter Pan, a Broadway musical classic and will be performed at the Capitol on August 14, 15 & 16. Presenting the cheque to Marg Stacey (middle), Theatre Manager, are John Malakoff and Virginia Makaroff of the credit union. John is the Chair of the Board of Directors and Virginia is the Executive Assistant. http://www.nelsoncu.com/community_spotlight.php?id=16 http://www.nelsoncu.com/community_spotlight.php?id=16 Fri, 18 Jul 2003 00:00:00 -0700 Candace and Lori (middle, left to right) of the credit union present a cheque to Chris Armstrong, along with son Aiden and Al Krause of Nelson Search & Rescue. The cheque was used to help purchase the Cascade Rescue Tobaggan and the litter wheel that it is attached to in the photo. Naturally it's equipment that we hope they never have to use but if they do it should give the Initial Response Team a little more flexibility when transporting the injured from difficult terrain. http://www.nelsoncu.com/community_spotlight.php?id=15 http://www.nelsoncu.com/community_spotlight.php?id=15 Mon, 30 Jun 2003 00:00:00 -0700 Once again the credit union has thrown its support behind what is now a summertime tradition in Nelson, the fun-filled, action-packed event that is StreetFest! Accepting the donation on the steps to the credit union are Evie Claire, Producer of this year's show and Joseph Lintz, President of the StreetFest Board. Behind Joseph and Evie are members of the credit union staff and the Board of Directors, many of whom will help out during the three day festival. From July 18 - 20 Baker Street in Nelson will be transformed into one long performance stage that will feature a variety of acts. http://www.nelsoncu.com/community_spotlight.php?id=14 http://www.nelsoncu.com/community_spotlight.php?id=14 Mon, 16 Jun 2003 00:00:00 -0700 Dagmar Swift (on left) Fundraising Chair of the Nelson Branch of the B.C. SPCA, accepts a cheque from Bernie, Lois, Mary, Suzanne, Janine, Sue and Elke of the credit union. Every three months a department within the credit union selects which charity will receive the proceeds from the Jeans Day PayDay Pool. The staff in the photo all work on the first floor of the Vernon Street office. At first glance it may appear as though there is only one dog in the photo, but there are actually two, Pebbles and Cookie, (can you "spot" them). We are not certain of this but it is possible they are playing a game of "copy cat" as they pose for the camera. http://www.nelsoncu.com/newsletters/newsletter_2003-06-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2003-06-01.pdf Sun, 01 Jun 2003 00:00:00 -0700 Dollars n' Sense - June 2003 http://www.nelsoncu.com/community_spotlight.php?id=12 http://www.nelsoncu.com/community_spotlight.php?id=12 Tue, 27 May 2003 00:00:00 -0700 Not only did the Credit Union display their support for Kootenay School of the Arts by featuring the works of some of the students at the school but they also donated $25,000 towards the establishment of an Endowment Fund! Standing by a display of student work are John Malakoff, Chair of the Board of Directors of the Credit Union and Linda Tynan, Executive Director of the accredited post-secondary arts school. Interest earned by the fund will go into operating and programming costs of KSA. http://www.nelsoncu.com/community_spotlight.php?id=10 http://www.nelsoncu.com/community_spotlight.php?id=10 Fri, 18 Apr 2003 00:00:00 -0700 http://www.nelsoncu.com/community_spotlight.php?id=8 http://www.nelsoncu.com/community_spotlight.php?id=8 Thu, 06 Mar 2003 00:00:00 -0700 Nelson & District Credit Union has made another scholarship available to the community. Making the announcement during the 5th anniversary celebrations of the Nelson & District Youth Centre is Tom Atkins, Student & Youth Services Representative at the credit union. The youth centre provides a games room, skate park, restaurant, a Youth Employment Resource Centre and much more. For more details about the scholarship, please contact Lisa Erven at the centre or Tom at the credit union. http://www.nelsoncu.com/newsletters/newsletter_2003-03-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2003-03-01.pdf Sat, 01 Mar 2003 00:00:00 -0700 Dollars n' Sense - March 2003 http://www.nelsoncu.com/newsletters/newsletter_2002-12-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2002-12-01.pdf Sun, 01 Dec 2002 00:00:00 -0700 Dollars n' Sense - December 2002 http://www.nelsoncu.com/community_spotlight.php?id=2 http://www.nelsoncu.com/community_spotlight.php?id=2 Thu, 17 Oct 2002 00:00:00 -0700 On Thursday, October 17 (Credit Union Day) the second in a series of monuments that the credit union is placing around Nelson was unveiled. The historical marker honours the life of decorated WWII hero, Hampton Gray. Shown in the photo (left to right) are Marion Shirley whose suggestion for Stage 2 of our Community Project was the one that was selected, John McKinnon, the artist who designed and created the monument, Gary Exner, Mayor of Nelson, and Doug Stoddart, General Manager of the credit union. http://www.nelsoncu.com/community_spotlight.php?id=5 http://www.nelsoncu.com/community_spotlight.php?id=5 Wed, 16 Oct 2002 00:00:00 -0700 "OKAY, EVERYBODY! PILE ON!" Those are the instructions coming from Al Tischer (lower right corner) the ride co-ordinator for the Big Bike for Stroke. The Heart and Stroke Foundation of BC and Yukon uses the big bike as a means of raising funds. They travel around to various communities encouraging groups like Nelson & District Credit Union to put a team of 29 riders together. Each rider needs to try and raise $50 in support for the Heart & Stroke Foundation and then go and have some fun pedaling around town on a most unusual bike. Once Al got our team, the Fat Cats, seated properly, he guided us through the streets of downtown Nelson on his bicycle built for 30. We put a challenge out to other businesses to put a team together and Pacific Insight came through by taking up our challenge. Together we raised more than $5000. After the ride we all got together for a tremendous feed at the credit union. Local businesses who were not able to put a team together supported the event by helping to provide the food and as all the people in the photo can attest – no one went away hungry! http://www.nelsoncu.com/community_spotlight.php?id=4 http://www.nelsoncu.com/community_spotlight.php?id=4 Tue, 15 Oct 2002 00:00:00 -0700 For the second year in a row, Nelson & District Credit Union has sponsored two teams for the Canadian Cancer Society's annual 12-hour Relay for a Friend, held at Haley Park in Warfield. The Relay raises funds in support of research into cancer cures. The teams were made up of Nelson & District Credit Union staff, friends and family. Lots of fun was had by all, and $4,500 was raised for the Cancer Society. As well, our teams won the Team Spirit award FOR THE SECOND YEAR IN A ROW!! Team members were required to run, jog, or walk around the track for an hour each, completing 12 continuous hours for each team. The event culminates with the luminary walk. Luminaries can be purchased in memory of someone who has died from cancer, or in honour of cancer survivors. The track is ringed by the luminaries and all participants are given a candle to carry. The combination of the luminaries and the candles is an amazing site and is very moving. http://www.nelsoncu.com/newsletters/newsletter_2002-09-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2002-09-01.pdf Sun, 01 Sep 2002 00:00:00 -0700 Dollars n' Sense - September 2002 http://www.nelsoncu.com/newsletters/newsletter_2002-06-01.pdf http://www.nelsoncu.com/newsletters/newsletter_2002-06-01.pdf Sat, 01 Jun 2002 00:00:00 -0700 Dollars n' Sense - June 2002 http://www.nelsoncu.com/newsletters/0newsletter_2002-03-01.pdf http://www.nelsoncu.com/newsletters/0newsletter_2002-03-01.pdf Fri, 01 Mar 2002 00:00:00 -0700 Dollars n' Sense - March 2002